Osceola County property record for 9345 Atlanta Dr, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 2023 |
| Lot Size | 0.924 acres (40,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jun 2026) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 18-27-33-2720-0001-2170 |
| Primary APN | 18-27-33-2720-0001-2170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.924 acres) |
| Heating System | HVAC |
|---|
| Street Address | 9345 ATLANTA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | CANAVERAL ACRES NO 2 PB 2 PG 018 LOT 217 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES 2 |
| Legal Tract | 2720 |
| Legal Block | 1 |
| Legal Lot Number | 217 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 43802 |
9345 Atlanta Dr is owned and occupied by an individual who bought it in June 2026.
Source: Osceola County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9345 ATLANTA DR, SAINT CLOUD, FL 34773-9160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 19, 2021 | Deed of Trust, Mortgage · Balloon Mortgage THE WOOD FAMILY TRUST |
| Jan 21, 2020 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Jan 21, 2020 · Amount on File |
| Deed Document Number | 202677993 |
| Deed Book / Page | 6987 / 2483 |
| Prior Transfer Date | Apr 13, 2003 |
| Prior Transfer Doc | 2275001010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 9345 ATLANTA DR, SAINT CLOUD, FL 34773-9160 |
| Document Number | 0000077993 |
| Book / Page | 6987 / 2483 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202677993 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9345 ATLANTA DR, SAINT CLOUD, FL 34773-9160 |
| Document Number | 0000077994, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202677994 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9345 ATLANTA DR, SAINT CLOUD, FL 34773-9160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058942021 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 5894/2021 |
| Instrument | 2021024362 |
| Name | THE WOOD FAMILY TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32832 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 21, 2020 |
| Property Address | 9345 ATLANTA DR, SAINT CLOUD, FL 34773-9160 |
| Document Number | 0056610689 |
| Book / Page | 005661 / 000689 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 10198 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Amount | Amount on Record |
|---|---|
| Tax | $139.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2824 MICHIGAN AVE #F KISSIMMEE FL 347441219, F, KISSIMMEE, FL 34744-1219 |
The 2025 property tax bill for 9345 Atlanta Dr was $3,407.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 | $236,052 | $236,800 Land $50,000 Building $186,800 |
| 2023 | $451.00 (+25.63%) | $45,000 (+42.86%) Land $45,000 | $45,000 (+42.86%) Land $45,000 |
| 2022 | $359.00 | $31,500 Land $31,500 | $31,500 Land $31,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9345 Atlanta Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9345 Atlanta Dr is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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