9344 Cheviot Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 9344 Cheviot Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,279 sqft · built 1994
Lot Size	0.722 acres (31,433 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jan 2024)
Tax Bill	$8,581 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-231-006`

Property Details

APN / Parcel Number

Primary APN	`08-09-231-006`
Alternative APNs	`809231006` `117A122`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,279 sqft Living Area
1st Floor Area	1,219 sqft
Basement Area	1,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	31,433 sqft (0.722 acres)
Lot Dimensions	194 ft deep x 166 ft wide
Garage Area	528 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	117A122
Street Address	9344 CHEVIOT DR
City	ROSCOE
State	IL
Zip	61073-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT NO 6 SHEPHERD HILLS BNG PT NE1/4SEC 9-45-2 LOT 62
Legal Range	2
Legal Township	45
Legal Section	9
Legal Subdivision	PLAT NO 6 SHEPHERD HILLS
Legal Lot Number	62
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2013
Census Tract	3805

Owner

9344 Cheviot Dr is owned by two individuals who bought it in January 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3645 LAKESHORE DR, WINNEBAGO, IL 61088-8627
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Dec 23, 2019	Deed of Trust, Mortgage NORTHWEST BK/ROCKFORD
Feb 27, 2019	Grant Deed, Transfer · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Feb 27, 2019 · Amount on File
Deed Document Number	2024323
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 5, 2024
Property Address	9344 CHEVIOT DR, ROSCOE, IL 61073-7285
Document Number	0000000323
Map Reference	BK39 PG34B
Instrument Date	Nov 15, 2023
Instrument	2400323
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	NOT AVAILABLE, CITYWIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9344 CHEVIOT DR, ROSCOE, IL 61073-7285

Mortgage

Document Number	0000000324
Date	Jan 5, 2024
Instrument	2400324

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.38%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9344 CHEVIOT DR, ROSCOE, IL 61073-7285
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008113
Date	Mar 10, 2021
Instrument	2108113

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9344 CHEVIOT DR, ROSCOE, IL 61073-7285
Document Number	0001000334
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9344 CHEVIOT DR ROSCOE IL 610737285, ROSCOE, IL 61073-7285

Mortgage

Document Number	0001000334
Date	Jan 3, 2020
Instrument	1000334

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 27, 2019
Property Address	9344 CHEVIOT DR, ROSCOE, IL 61073-7285
Document Number	0001004562
Instrument Date	Feb 26, 2019
Instrument	1004562
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.35
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46 ROSCOE IL 610730046, ROSCOE, IL 61073-0046

Mortgage

Document Number	1004563
Date	Feb 27, 2019
Instrument	1004563

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.99%

Tax Assessment & Valuation

The 2025 property tax bill for 9344 Cheviot Dr was $8,581, up 1% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,581.00 (+1%)	$104,887 (+14.1%) Land $14,464 Building $90,423	$314,661 (+14.1%) Land $43,392 Building $271,269
2024	$7,801.00	$91,924 Land $13,154 Building $78,770	$275,772 Land $39,462 Building $236,310
2022	Homeowner's exemption	$74,460 Land $10,655 Building $63,805	$223,380 Land $31,965 Building $191,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9344 Cheviot Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9344 Cheviot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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