9342 E South Circle Dr, Effingham, IL 62401 Property Records

Effingham County property record for 9342 E South Circle Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,094 sqft · built 1977
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-212-002`

Property Details

APN / Parcel Number

Primary APN	`11-07-212-002`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,094 sqft Base Area
1st Floor Area	1,094 sqft
Basement Area	1,094 sqft
Unfinished Basement	1,094 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9342 E SOUTH CIRCLE DR
City	EFFINGHAM
State	IL
Zip	62401-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLUE POINT FOREST SUB 24000746 3852/106 3783/135 1409/154 1409/146 1096/337 865/67
Legal Subdivision	BLUE POINT FOREST SUB
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3004
Census Tract	950200

Owner

Source: Effingham County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2108 BELMONT PARK LN, CHAMPAIGN, IL 61822-9487
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2024	Special Warranty Deed, Transfer
Apr 21, 2023	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Nov 7, 2019	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Mar 11, 2024
Deed Document Number	20262103
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	003852/106
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 9, 2026
Property Address	9342 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-7602
Document Number	0000002103
Instrument Date	Jun 3, 2026
Instrument	20262103
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$16,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 BELMONT PARK LN, CHAMPAIGN, IL 61822-9487
Investor	Possibly a Property Investor

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 11, 2024
Property Address	9342 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-7602
Document Number	202424000746
Map Reference	MB 11 PG 116
Instrument Date	Feb 27, 2024
Instrument	202424000746
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 E 12TH ST, DUBUQUE, IA 52001-2330

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 21, 2023
Property Address	9342 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-7602
Document Number	003852/106
Book / Page	3852 / 106
Map Reference	MB 11 PG 116
Instrument Date	Apr 18, 2023
Instrument	202323001274
Transaction Type	Foreclosure
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9342 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-7602
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3511/155
Date	Nov 7, 2019
Book Page	3511/155
Instrument	201901904602

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	928 Months
Due	Mar 16, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Beecher City Community Unit School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00 (+3.69%)	$65,390 (+10.01%) Land $7,320 Building $58,070	$196,170 (+10.01%) Land $21,960 Building $174,210
2024	$3,250.00 (+75.01%)	$59,440 (+19.36%) Land $6,650 Building $52,790	$178,320 (+19.36%) Land $19,950 Building $158,370
2022	$1,857.00 Homeowner's exemption	$49,800 Land $5,570 Building $44,230	$149,400 Land $16,710 Building $132,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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