9341 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9341 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,640 sqft · built 2005
Lot Size	0.074 acres (3,240 sqft)
Owner	2 Company Names on Record
Last Sale	$405,000 (Oct 2020)
Tax Bill	$6,879 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-240732`

Property Details

APN / Parcel Number

Primary APN	`07-240732`
Alternative APN	`240732`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,240 sqft (0.074 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240732
Street Address	9341 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12106 3,240 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	12106
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3012
Census Tract	752202

Owner

Source: Frederick County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9341 PENROSE ST, FREDERICK, MD 21704-7340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 9, 2020	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Book / Page	14159 / 401
Last Transfer Date	Oct 28, 2025
Transfer Doc	0175950408
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 7, 2025
Property Address	9341 PENROSE ST, FREDERICK, MD 21704-7340
Document Number	0175950408
Book / Page	17595 / 408
Map Reference	MB 76 PG 185
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9341 PENROSE ST, FREDERICK, MD 21704-7340

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9341 PENROSE ST, FREDERICK, MD 21704-7340
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9341 PENROSE ST, FREDERICK, MD 21704-7340

Mortgage

Document Number	0165380386
Date	Jul 31, 2023
Book Page	16538/386

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9341 PENROSE ST, FREDERICK, MD 21704-7340
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAWYERS SIGNATURE SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139210016
Date	Jul 24, 2020
Book Page	13921/16

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 9, 2020
Property Address	9341 PENROSE ST, FREDERICK, MD 21704-7340
Document Number	0141590401
Book / Page	14159 / 401
Map Reference	MB 76 PG 185
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9341 PENROSE ST, FREDERICK, MD 21704-7340

Mortgage

Document Number	14159407
Date	Oct 9, 2020
Instrument	14159/407

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,879.00 (+3.69%) Homeowner's exemption	$514,733 (+15.57%)	$602,200 (+27.86%) Land $170,000 Building $432,200
2024	$6,634.00 (+7.21%)
2023	$6,188.00 Homeowner's exemption	$445,400	$471,000 Land $135,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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