9340 W Eldorado St, Niantic, IL 62551 Property Records

Macon County property record for 9340 W Eldorado St, Niantic, IL 62551

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,226 sqft · built 1880
Lot Size	4.74 acres (206,474 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2019)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-08-400-007`

Property Details

APN / Parcel Number

Primary APN	`06-11-08-400-007`
Alternative APN	`11-08-400-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	2,226 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Construction Type	Frame
Lot Area	206,474 sqft (4.74 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Deck Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	061108400007
Street Address	9340 W ELDORADO ST
City	NIANTIC
State	IL
Zip	62551-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT SE 1/4 COM SE COR W 1280.10N 45.10 TO POB N627.10 E 65N325 W375 S325 E175 S 627.60 E 135 TO POB
Legal Range	01E
Legal Township	16N
Legal Section	08
Jurisdiction	MACON IL
Township / Civil Division	HARRISTOWN
Census Block Group	2
Census Block	2069
Census Tract	2800

Owner

9340 W Eldorado St is owned and occupied by an individual who bought it in November 2019.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	9340 W ELDORADO ST, NIANTIC, IL 62551-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT STATE BANK
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SCOTT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Deed Document Number	201954445
Deed Book / Page	4711 / 287
Prior Transfer Date	Sep 4, 2012
Prior Transfer Doc	0001840600
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	9340 W ELDORADO ST, NIANTIC, IL 62551-8020
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004869/989
Date	Dec 21, 2021
Book Page	4869/989
Instrument	1990408

Lender

Name	SCOTT STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Nov 26, 2019
Property Address	9340 W ELDORADO ST, NIANTIC, IL 62551-8020
Document Number	4711/287
Book / Page	4711 / 287
Instrument Date	Nov 20, 2019
Instrument	1954445
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 W ELDORADO ST, NIANTIC, IL 62551-8020

Mortgage

Document Number	1954446
Date	Nov 26, 2019
Instrument	1954446

Lender

Name	SCOTT STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

The 2025 property tax bill for 9340 W Eldorado St was $7,236 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Harristown Township
Unified School District	Sangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,236.00	$98,570 Land $11,774 Building $86,796	$295,740 Land $35,326 Building $260,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9340 W Eldorado St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9340 W Eldorado St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

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