9340 Starting Gate Ct, Wilton, CA 95693 Property Records

Sacramento County property record for 9340 Starting Gate Ct, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,400 sqft · built 2007
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Sep 2023)
Tax Bill	$15,908 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2026 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`128-0340-094-0000`

Property Details

APN / Parcel Number

Primary APN	`128-0340-094-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,400 sqft Living Area
1st Floor Area	4,400 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	130,680 sqft
Garage Area	937 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9340 STARTING GATE CT
City	WILTON
State	CA
Zip	95693-9249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	CLAY STATION 1200, LOT 26
Legal Subdivision	CLAY STATION 1200
Legal Lot Number	26
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2020
Census Tract	9404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Feb 19, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage AGORA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Book / Page	20230901 / 321
Last Transfer Date	Feb 13, 2026
Transfer Doc	2026000990
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000001398
Date	Apr 28, 2021
Instrument	202104281398

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000992
Date	Feb 19, 2026
Instrument	202602190992

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000992
Date	Feb 19, 2026
Instrument	202602190992

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000992
Date	Feb 19, 2026
Instrument	202602190992

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000992
Date	Feb 19, 2026
Instrument	202602190992

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000992
Date	Feb 19, 2026
Instrument	202602190992

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 19, 2026
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Document Number	0000000990
Map Reference	MB 20031105 PG 1613
Instrument Date	Feb 13, 2026
Instrument	202602190990
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000991
Date	Feb 19, 2026
Instrument	202602190991

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 1, 2023
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Document Number	0000000321
Map Reference	MB 311 MAP 11
Instrument Date	Aug 25, 2023
Instrument	202309010321
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	0000000322
Date	Sep 1, 2023
Instrument	202309010322

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9340 STARTING GATE CT, WILTON, CA 95693-9249

Mortgage

Document Number	4280000001398
Date	Apr 28, 2021
Book Page	20210428/1398

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9340 STARTING GATE CT, WILTON, CA 95693-9249
Document Number	2001160437
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9340 STARTING GATE CT WILTON CA 956939249, WILTON, CA 95693-9249

Mortgage

Document Number	2001160437
Date	Jan 16, 2020
Instrument	2001160437

Lender

Name	AGORA LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,534,590 (+2%) Land $520,200 Building $1,014,390
2025	$15,908.00 (+0.79%)	$1,504,500 (+85.67%) Land $510,000 Building $994,500
2024	$15,783.00 (+83.91%)
2023	$8,582.00 (+1.8%) Homeowner's exemption	$810,300 Land $247,544 Building $562,756
2022	$8,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1995–2023)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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