934 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 934 Valley River Ave, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,162 sqft · built 2024
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$248 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459207772868000`

Property Details

APN / Parcel Number

Primary APN	`459207772868000`
Alternative APNs	`55711` `53832`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,162 sqft Heated Area
1st Floor Area	1,162 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	151 ft deep x 76 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53832
Street Address	934 VALLEY RIVER AVE
City	MURPHY
State	NC
Zip	28906-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN PORTION OF LOT 3 MAUNEY SUB 1741/458
Legal Subdivision	MAUNEY SUB
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2031
Census Tract	930402

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5511 KEY WEST PL, BRADENTON, FL 34203-8067
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 28, 2024	Intrafamily Transfer, Transfer · Construction Mortgage INTERCOASTAL MORTGAGE
Aug 28, 2023	Warranty Deed, Transfer
Apr 18, 2022	Warranty Deed, Transfer
Sep 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 23, 2024
Transfer Doc	001767/337
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	934 VALLEY RIVER AVE, MURPHY, NC 28906-2600
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY RIVER AVE, MURPHY, NC 28906-2600

Mortgage

Document Number	001785/569
Date	Sep 5, 2025
Book Page	1785/569
Instrument	4275

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Oct 28, 2024
Property Address	934 VALLEY RIVER AVE, MURPHY, NC 28906-2600
Document Number	001767/337
Book / Page	1767 / 337
Instrument Date	Oct 23, 2024
Instrument	5409
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5511 KEY WEST PL, BRADENTON, FL 34203-8067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5511 KEY WEST PL, BRADENTON, FL 34203-8067

Mortgage

Document Number	0001767902
Date	Oct 28, 2024
Instrument	1767/902

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2025

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 28, 2023
Property Address	934 VALLEY RIVER AVE, MURPHY, NC 28906-2600
Document Number	001741/458
Book / Page	1741 / 458
Instrument Date	Aug 10, 2023
Instrument	4242
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 SKYLINE DR, MURPHY, NC 28906-3375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5511 KEY WEST PL, BRADENTON, FL 34203-8067

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 18, 2022
Property Address	934 VALLEY RIVER AVE, MURPHY, NC 28906-2600
Document Number	001709/654
Book / Page	1709 / 654
Instrument Date	Apr 12, 2022
Instrument	2495
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 VALLEY RIVER AVE, MURPHY, NC 28906-2955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 JOHNSON BRADY RD, CANTON, GA 30115-6017

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 24, 2021
Property Address	934 VALLEY RIVER AVE, MURPHY, NC 28906-2600
Document Number	01691/1255
Book / Page	1691 / 1255
Instrument Date	Sep 23, 2021
Instrument	6418
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 DICKEY ST, MURPHY, NC 28906-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 OLD TOMOTLA RD, MARBLE, NC 28905-8418

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$248.00	$40,770 (+69.88%)	$40,770 (+69.88%) Land $24,000 Building $16,770
2023		$24,000 (-59.09%)	$24,000 (-59.09%) Land $24,000
2022		$58,660	$58,660 Land $48,000 Building $10,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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