934 Summer Holly Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 934 Summer Holly Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,376 sqft · built 1988
Lot Size	0.367 acres (15,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Jun 2004)
Tax Bill	$17,274 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`264-282-06-00`

Property Details

APN / Parcel Number

Primary APN	`264-282-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	15,991 sqft (0.367 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	934 SUMMER HOLLY LN
City	ENCINITAS
State	CA
Zip	92024-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 14 TR 011529
Legal Subdivision	CITY/ENCINITAS 4485
Legal Tract	011529
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage MORTGAGE LENDER SERVICES INC
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Aug 31, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 29, 2019	Deed of Trust, Mortgage · ARM LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2004 · Amount on Record
Deed Sale	Jun 14, 2004 · Amount on Record
Prior Sale	May 1, 1987 · Amount on Record
Deed Document Number	2004550714
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000347753
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837

Mortgage

Document Number	0000333918
Date	Dec 4, 2023
Instrument	2023-0333918

Lender

Name	MORTGAGE LENDER SERVICES INC
Address	LOS ANGELES, CA 90064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837

Mortgage

Document Number	0000409452
Date	Oct 24, 2022
Instrument	2022-0409452

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year CMT
Margin	4
Max Rate	12.9%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2022
Property Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Document Number	0000347753
Map Reference	MAP 11526
Instrument Date	Aug 25, 2022
Instrument	2022-0347753
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837

Mortgage

Document Number	0000031370
Date	Jan 29, 2019
Instrument	2019-0031370

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	12.3%
Index	1-Year LIBOR
Margin	4
Max Rate	12.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,522,676 (+2%) Land $870,101 Building $652,575
2025	$17,274.00 (+6.98%) Homeowner's exemption	$1,492,821 (+4.04%) Land $853,041 Building $639,780
2023	$16,147.00 (-1.28%) Homeowner's exemption	$1,434,855 Land $819,917 Building $614,938
2022	$16,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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