934 Rustic Ridge Dr, Mountain Home, AR 72653 Property Records

Baxter County property record for 934 Rustic Ridge Dr, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,048 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$486,000 (May 2022)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-11229-009`

Property Details

APN / Parcel Number

Primary APN	`002-11229-009`
Alternative APN	`26487`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Driveway	Driveway
Driveway Area	144 sqft
Porch	Open Porch
Porch Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	934 RUSTIC RIDGE DR
City	MOUNTAIN HOME
State	AR
Zip	72653-4891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 WHITE RIVER STATION PHASE 1
Legal Subdivision	WHITE RIVER STATION PHASE 1 AND 2
Legal Phase	1
Legal Lot Number	9
Jurisdiction	BAXTER AR
Township / Civil Division	BUCKHORN
Census Block Group	3
Census Block	3143
Census Tract	950500

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	934 RUSTIC RIDGE DR, MOUNTAIN HOME, AR 72653-4891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANSTAFF BANK NA
May 23, 2022	Warranty Deed, Transfer BEAVER COUNTY ABSTRACT, BAXTER COUNTY ABSTRACT
Mar 9, 2018	Warranty Deed, Transfer LENDERS TITLE COMPANY, LENDERS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	2022-L202205808
Deed Book / Page	2022 / L202205808
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	934 RUSTIC RIDGE DR, MOUNTAIN HOME, AR 72653-4891
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201909962
Date	Nov 6, 2019
Instrument	L201909962

Lender

Name	ANSTAFF BANK NA
Type	Bank
Address	GREEN FOREST, AR 72638

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	May 23, 2022
Property Address	934 RUSTIC RIDGE DR, MOUNTAIN HOME, AR 72653-4891
Document Number	L202205808
Map Reference	SL 1150
Instrument Date	May 23, 2022
Instrument	L202205808
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	BEAVER COUNTY ABSTRACT, BAXTER COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$1,603.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11, NORFORK, AR 72658-0011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 RUSTIC RIDGE DR, MOUNTAIN HOME, AR 72653-4891

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Mar 9, 2018
Property Address	934 RUSTIC RIDGE DR, MOUNTAIN HOME, AR 72653-4891
Document Number	L201801943
Map Reference	SL1150
Instrument Date	Mar 7, 2018
Instrument	L201801943
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1674, MOUNTAIN HOME, AR 72654-1674

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Norfork Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00 (-20.98%) Homeowner's exemption	$56,200 Land $4,000 Building $52,200
2024	$2,860.00
2023	$2,860.00 (+15.09%)		$281,000 Land $20,000 Building $261,000
2022	$2,485.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	20 (2004–2017)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 6 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 90% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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