934 Cole Ave, Turlock, CA 95382 Property Records

Stanislaus County property record for 934 Cole Ave, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$379,500 (Dec 2020)
Tax Bill	$4,484 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-044-020-000`

Property Details

APN / Parcel Number

Primary APN	`071-044-020-000`
Alternative APNs	`0714420000` `0714420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,385 sqft Living Area
1st Floor Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	934 COLE AVE
City	TURLOCK
State	CA
Zip	95382-0844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREENS BLK 3504 LOT 1
Legal Subdivision	COLLEGE GREENS
Legal Block	3504
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	3
Census Block	3009
Census Tract	3909

Owner

934 Cole Ave is owned and occupied by an individual who bought it in December 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	934 COLE AVE, TURLOCK, CA 95382-0844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 9, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Dec 30, 2016 · Amount on File
Deed Document Number	2020101270
Prior Transfer Date	Dec 11, 1996
Prior Transfer Doc	0000107980
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	934 COLE AVE, TURLOCK, CA 95382-0844
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 COLE AVE, TURLOCK, CA 95382-0844

Mortgage

Document Number	0000029000
Date	Apr 19, 2022
Instrument	2022-0029000

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	934 COLE AVE, TURLOCK, CA 95382-0844
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	MEY MAX TITLE AGENCY, MAYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 COLE AVE, TURLOCK, CA 95382-0844

Mortgage

Document Number	0000028999
Date	Apr 19, 2022
Instrument	2022-0028999

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 9, 2020
Property Address	934 COLE AVE, TURLOCK, CA 95382-0844
Document Number	0000101270
Map Reference	MB 32 PG 55
Instrument Date	Nov 5, 2020
Instrument	2020-0101270
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	934 COLE AVE, TURLOCK, CA 95382-0844

Mortgage

Document Number	0000101271
Date	Dec 9, 2020
Instrument	2020-0101271

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 934 Cole Ave was $4,484, up 1.8% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,484.00 (+1.77%)	$418,995 (+2%) Land $154,570 Building $264,425
2025	$4,406.00	$410,781 Land $151,540 Building $259,241
2023	$4,317.00 (+1.27%)	$394,831 Land $145,656 Building $249,175
2022	$4,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 934 Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 934 Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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