933 Stony Point Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 933 Stony Point Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,813 sqft · built 1988
Lot Size	5.37 acres (233,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2024)
Tax Bill	$2,550 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16367`

Property Details

APN / Parcel Number

Primary APN	`16367`
Alternative APNs	`1276528` `1350649` `1365420`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,813 sqft Finished Area
Basement Area	1,813 sqft
Unfinished Basement	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	233,917 sqft (5.37 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1365420
Street Address	933 STONY POINT RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	5.37 AC RD 1001
Legal Subdivision	MOSS LAKE
Legal Block	1
Legal Lot Number	48
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2009
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 9, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	2024200104603
Deed Book / Page	1928 / 2746
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569

Mortgage

Document Number	0019700175
Date	Mar 25, 2026
Book Page	1970/175
Instrument	200126135

Lender

Name	HOMETRUST BANK
Type	Bank
Address	PO BOX 10, ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019700188
Date	Mar 25, 2026
Book Page	1970/188
Instrument	200126136

Lender

Name	HOMETRUST BANK
Type	Bank
Address	PO BOX 10, ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2051

Interest

Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 9, 2024
Property Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Document Number	0019282746
Book / Page	1928 / 2746
Instrument Date	Sep 9, 2024
Instrument	200104603
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 POPLAR SPRINGS CHURCH RD, SHELBY, NC 28152-8071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569

Mortgage

Document Number	0200104604
Date	Sep 9, 2024
Instrument	200104604

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 31, 2022
Property Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Document Number	0018811604
Book / Page	1881 / 1604
Instrument Date	Aug 31, 2022
Instrument	200077806
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9212 COSTMILL DRIVE, 9212, LAND O LAKES, FL 34638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569

Mortgage

Document Number	0018811607
Date	Aug 31, 2022
Book Page	1881/1607
Instrument	200077807

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018691777
Date	Apr 7, 2022
Book Page	1869/1777
Instrument	200071072

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	933 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8569
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018340001
Date	Feb 24, 2021
Book Page	1834/1
Instrument	200051281

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,550.00 (+2.74%)	$391,009 (-) Land $59,908 Building $331,101	$391,009 (-) Land $59,908 Building $331,101
2025	$2,482.00	$391,009 (+140.1%) Land $59,908 Building $331,101	$391,009 (+140.1%) Land $59,908 Building $331,101
2023		$162,850 Land $28,961 Building $133,889	$162,850 Land $28,961 Building $133,889

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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