933 Keep Way Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 933 Keep Way Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,098 sqft · built 1996
Lot Size	0.319 acres (13,898 sqft)
Owner	Individual Name on File
Last Sale	$616,000 (Oct 2021)
Tax Bill	$78 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-31-504-0000-3000`

Property Details

APN / Parcel Number

Primary APN	`14-21-31-504-0000-3000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	2,249 sqft
2nd Floor Area	849 sqft
Upper Floors Area	849 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,898 sqft
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	324 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	933 KEEP WAY LOOP
City	OVIEDO
State	FL
Zip	32765-8281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 300 VILLAGES AT KINGSBRIDGE WEST TR D PB 49 PGS 37 THRU 42
Legal Range	31E
Legal Township	21S
Legal Section	14
Legal Subdivision	VILLAGES AT KINGSBRIDGE WEST TR D
Legal Tract	D
Legal Lot Number	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1012
Census Tract	21312

Owner

933 Keep Way Loop is owned and occupied by an individual who bought it in October 2021.

Source: Seminole County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	933 KEEP WAY LOOP, OVIEDO, FL 32765-8281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	2021137771
Deed Book / Page	10073 / 231
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 19, 2021
Property Address	933 KEEP WAY LOOP, OVIEDO, FL 32765-8281
Document Number	0100730231
Book / Page	10073 / 231
Map Reference	MB 49 PG 37
Instrument Date	Oct 15, 2021
Instrument	2021137771
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,312.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5811 HARBOUR BLUFF TER, 5811, MIDLOTHIAN, VA 23112-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 KEEP WAY LOOP, OVIEDO, FL 32765-8281

Mortgage

Document Number	10073232
Date	Oct 19, 2021
Instrument	10073/232

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 2, 2018
Property Address	933 KEEP WAY LOOP, OVIEDO, FL 32765-8281
Document Number	0091651389
Book / Page	09165 / 1389
Map Reference	MB49 PG37-42
Instrument Date	Jun 25, 2018
Instrument	2018076413
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 KEEP WAY LOOP, 933, OVIEDO, FL 32765-8281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 KEEP WAY LOOP, OVIEDO, FL 32765-8281

Mortgage

Document Number	2018076414
Date	Jul 2, 2018
Instrument	2018076414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$582,707	$646,639 Land $143,000 Building $503,639
2024	$78.00
2023	$78.00 Homeowner's exemption	$549,791 (+3%)	$588,150 (+2.52%) Land $125,000 Building $463,150
2022	$78.00 Homeowner's exemption	$533,778	$573,681 Land $115,000 Building $458,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 933 Keep Way Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (2004–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 Keep Way Loop is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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