933 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 933 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 2003
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Jun 2007)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Nov 2009 Mortgage Aug 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 282`

Property Details

APN / Parcel Number

Primary APN	`18A 1 282`
Alternative APN	`4725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4725
Street Address	933 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 733-735 ASHLAWN-1 LOT 282 12,000 SF
Legal Subdivision	ASHLAWN
Legal Block	28
Legal Lot Number	282
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1023
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CHARLESTON CT, STAFFORD, VA 22554-3797
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2009	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 17, 2005	Deed of Trust, Mortgage · ARM OPTION ONE MORTGAGE CORP
Aug 17, 2005	Deed of Trust, Mortgage · Line of Credit CITYBANK FEDERAL SAVINAGS BANK
Jun 22, 2007	Deed of Trust, Mortgage · Balloon Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU
Feb 23, 2011	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 22, 2007	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Deed Document Number	20073522
Deed Book / Page	733 / 735
Record Updated	Sep 20, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000807/895
Date	Nov 30, 2009
Book Page	807/895
Instrument	4663

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2039

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000647/584
Date	Aug 17, 2005
Book Page	647/584
Instrument	5664

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.4%
Max Rate At Change	10.4%
Index	LIBOR
Max Rate	13.4%

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000647/598
Date	Aug 17, 2005
Book Page	647/598
Instrument	5665

Lender

Name	CITYBANK FEDERAL SAVINAGS BANK
Address	22090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000733/757
Date	Jun 22, 2007
Book Page	733/757
Instrument	3524

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2022

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	BLUE AND GRAY TITLE LLC, BLUE & GRAY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000837/535
Date	Feb 23, 2011
Book Page	837/535
Instrument	1100582

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 22, 2007
Property Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313
Document Number	000733/735
Book / Page	733 / 735
Map Reference	DD74 PG494
Instrument Date	Jun 6, 2007
Instrument	3522
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 JEFFERSON DR, PALMYRA, VA 22963-3313

Mortgage

Document Number	000733/738
Date	Jun 22, 2007
Book Page	733/738
Instrument	3532

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,200 (+30.47%) Land $30,000 Building $249,200	$279,200 (+30.47%) Land $30,000 Building $249,200
2025	$2,107.00 (+16.67%)
2023		$214,000 Land $30,000 Building $184,000	$214,000 Land $30,000 Building $184,000
2022	$1,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jefferson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures