933 Cotton St, Reading, PA 19602 Property Records

Berks County property record for 933 Cotton St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jan 2026)
Tax Bill	$750 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`5316-29-07-2950`

Property Details

APN / Parcel Number

Primary APN	`5316-29-07-2950`
Alternative APNs	`02-5316-29-07-2950` `2325925` `325925`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	208 sqft
Parking Spaces	1 Parking Space
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2325925
Street Address	933 COTTON ST
City	READING
State	PA
Zip	19602-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	72
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1009
Census Tract	2200

Owner

Source: Berks County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 PINE ST, READING, PA 19602-2424
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 16, 2023	Special Warranty Deed, Transfer GERMANTOWN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	20262876
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 29, 2026
Property Address	933 COTTON ST, READING, PA 19602-2523
Document Number	0000002876
Instrument Date	Jan 20, 2026
Instrument	2026002876
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	YOUR HOME STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 COTTON ST, READING, PA 19602-2523

Mortgage

Document Number	0000002877
Date	Jan 29, 2026
Instrument	2026002877

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000002878
Date	Jan 29, 2026
Instrument	2026002878

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Aug 16, 2023
Property Address	933 COTTON ST, READING, PA 19602-2523
Document Number	0000024175
Instrument Date	Aug 15, 2023
Instrument	2023024175
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	GERMANTOWN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 W WALNUT TREE DR, BLANDON, PA 19510-9624

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$750.00 (+4.02%)	$26,600 (-) Land $6,600 Building $20,000	$6,600 (-75.19%) Land $6,600
2025	$721.00 (+2.41%)	$26,600 (-) Land $6,600 Building $20,000
2024	$704.00 (-39.41%)	$26,600 (-) Land $6,600 Building $20,000
2023	$1,162.00	$26,600 Land $6,600 Building $20,000
1994			$26,600 Land $6,600 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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