9325 Whitegate Ln, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9325 Whitegate Ln, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,224 sqft · built 1966
Lot Size	3.3 acres (143,831 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (May 2021)
Tax Bill	$13,343 (2025)
Deeds & Mortgages	Aug 2021 Sale May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`629-0232-0019-00`

Property Details

APN / Parcel Number

Primary APN	`629-0232-0019-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,224 sqft Living Area
Gross Area	6,627 sqft
1st Floor Area	1,781 sqft
2nd Floor Area	1,643 sqft
Basement Area	1,643 sqft
Finished Basement	800 sqft
Unfinished Basement	843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	143,831 sqft (3.3 acres)
Garage Type	Attached
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Porch Area	65 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	9325 WHITEGATE LN
City	CINCINNATI
State	OH
Zip	45243-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUGLER MILL RD 3.3019 ACS PT LOT 19 WHITEGATE FARM LANE SUB R2 T4 S25
Legal Subdivision	WHITEGATE FARM LANE SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2013
Census Tract	24402

Owner

9325 Whitegate Ln is owned by a company that bought it in May 2021 and is owner-occupied.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Company Name on File
Mailing Address	9325 WHITEGATE LN, CINCINNATI, OH 45243-1633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Fiduciary Deed, Transfer
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CINFED CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU
Nov 18, 2020	Loan Modification, Mortgage · Conventional Mortgage CINFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Deed Document Number	202161602
Deed Book / Page	14420 / 1666
Prior Transfer Date	May 22, 2009
Prior Transfer Doc	0000000671
Record Updated	Sep 20, 2026

August 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 3, 2021
Property Address	9325 WHITEGATE LN, CINCINNATI, OH 45243-1633
Document Number	0000094156
Book / Page	14472 / 3412
Map Reference	MB 117 PG 15-18
Instrument Date	Jul 23, 2021
Instrument	2021-0094156
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9325 WHITEGATE LN, CINCINNATI, OH 45243-1633

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2021
Property Address	9325 WHITEGATE LN, CINCINNATI, OH 45243-1633
Document Number	0000061602
Book / Page	14420 / 1666
Map Reference	MB 117 PG 15-18
Instrument Date	May 14, 2021
Instrument	2021-0061602
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PROMINENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5941 FALLING BROOK DR, MASON, OH 45040-2589

Mortgage

Document Number	0000061604
Date	May 18, 2021
Instrument	2021-0061604

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000061605
Date	May 18, 2021
Book Page	14420/1676
Instrument	2021-0061605

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9325 WHITEGATE LN, CINCINNATI, OH 45243-1633
Document Number	0000123258
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9325 WHITEGATE LN CINCINNATI OH 452431633, CINCINNATI, OH 45243-1633

Mortgage

Document Number	0000123258
Date	Nov 23, 2020
Book Page	014301/004013
Instrument	123258

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 22, 2035

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	9325 WHITEGATE LN, CINCINNATI, OH 45243-1633
Document Number	0000123259
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	PRO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9325 WHITEGATE LN CINCINNATI OH 452431633, CINCINNATI, OH 45243-1633

Mortgage

Document Number	0000123259
Date	Nov 23, 2020
Book Page	014301/004016
Instrument	123259

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 22, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9325 Whitegate Ln was $13,343, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,343.00 (+1.93%)	$363,566 (-) Land $280,868 Building $82,698	$1,038,760 Land $802,480 Building $236,280
2024	$13,090.00 (+0.09%)	$363,566 (-) Land $280,868 Building $82,698
2023	$13,078.00 (-2.7%)	$363,566 (+17.99%) Land $280,868 Building $82,698	$1,038,760 Land $802,480 Building $236,280
2022	$13,441.00 Homeowner's exemption	$308,120 Land $196,508 Building $111,612
2020			$880,340 Land $561,450 Building $318,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9325 Whitegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9325 Whitegate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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