9324 State Rte 55, Ludlow Falls, OH 45339 Property Records

Miami County property record for 9324 State Rte 55, Ludlow Falls, OH 45339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,244 sqft · built 2023
Lot Size	3.14 acres (136,953 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,281 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`L32-030900`

Property Details

APN / Parcel Number

Primary APN	`L32-030900`
Alternative APNs	`070401.0-02-009-00` `L32UN001A03700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	4,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	136,953 sqft (3.14 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9324 STATE ROUTE 55
City	LUDLOW FALLS
State	OH
Zip	45339-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-7-1 SW PT SE
Legal Range	04
Legal Township	07
Legal Section	01
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2002
Census Tract	340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9324 STATE ROUTE 55, LUDLOW FALLS, OH 45339-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 17, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 1991
Deed Sale	Mar 14, 1991
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	9324 STATE ROUTE 55, LUDLOW FALLS, OH 45339-8714
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	VALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7848 IRVINGTON AVE, DAYTON, OH 45415-2314

Mortgage

Document Number	0000004456
Date	Apr 28, 2023
Instrument	2023OR-04456

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 17, 2020
Property Address	9324 STATE ROUTE 55, LUDLOW FALLS, OH 45339-8714
Document Number	0000017236
Instrument Date	Nov 17, 2020
Instrument	17236
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7848 IRVINGTON AVE DAYTON OH 454152314, DAYTON, OH 45415-2314

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,281.00 (+19.78%) Homeowner's exemption	$143,010 (+39.16%) Land $17,290 Building $125,720	$408,600 (+39.17%) Land $49,400 Building $359,200
2024	$3,574.00 (+476.45%) Homeowner's exemption	$102,770 (+475.42%) Land $15,090 Building $87,680
2023	$620.00 (-3.58%) Homeowner's exemption	$17,860 (-) Land $15,090 Building $2,770	$293,600 (+475.69%) Land $43,100 Building $250,500
2022	$643.00 Homeowner's exemption	$17,860 Land $15,090 Building $2,770	$51,000 Land $43,100 Building $7,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 55

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