Howard County property record for 9324 Ripplestir Pl, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Oct 2003) |
| Tax Bill | $5,029 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-089583 |
| Primary APN | 16-089583 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,535 sqft (0.173 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Area | 220 sqft |
| Deck Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 089583 |
|---|---|
| Street Address | 9324 RIPPLESTIR PL |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 144 7,535 SQ' 9324 RIPPLESTIR PL VIL OWEN BROWN |
| Legal Subdivision | VILLAGE OWEN BROWN |
| Legal Lot Number | 144 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606704 |
9324 Ripplestir Pl is owned and occupied by an individual who acquired it in November 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9324 RIPPLESTIR PL, COLUMBIA, MD 21045-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 13, 2020 | Loan Modification, Mortgage · Conventional Mortgage NYMT LOAN TRUST I (CT) |
| Oct 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG |
| Oct 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2003 · Amount on File |
| Deed Sale | Oct 2, 2003 · Amount on File |
| Deed Document Number | 20038696 |
| Deed Book / Page | 7676 / 227 |
| Last Transfer Date | Nov 8, 2022 |
| Transfer Doc | 0218100106 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | HOWARD MD |
|---|---|
| Recording Date | Nov 30, 2022 |
| Property Address | 9324 RIPPLESTIR PL, COLUMBIA, MD 21045-5107 |
| Document Number | 0218100106 |
| Book / Page | 21810 / 106 |
| Map Reference | MB 27 FO 68 |
| Instrument Date | Nov 8, 2022 |
| Record Updated | Dec 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 9324 RIPPLESTIR PL, 9324, COLUMBIA, MD 21045-5107 |
| Name | Verified Name |
|---|---|
| Address | 9324 RIPPLESTIR PL, COLUMBIA, MD 21045-5107 |
| Document Number | 0021810111 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 21810/111 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9324 RIPPLESTIR PL, COLUMBIA, MD 21045-5107 |
| Document Number | 0196410357 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9324 RIPPLESTIR PL COLUMBIA MD 210455107, COLUMBIA, MD 21045-5107 |
| Document Number | 0196410357 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 019641/000357 |
| Name | NYMT LOAN TRUST I (CT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Aug 19, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9324 RIPPLESTIR PL, COLUMBIA, MD 21045-5107 |
| Document Number | 0182730470 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 9324 RIPPLESTIR PL COLUMBIA MD 210455107, COLUMBIA, MD 21045-5107 |
| Document Number | 0182730470 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 018273/000470 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 15, 2038 |
| Rate | 4.62% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9324 RIPPLESTIR PL, COLUMBIA, MD 21045-5107 |
| Document Number | 0182730450 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 9324 RIPPLESTIR PL COLUMBIA MD 210455107, COLUMBIA, MD 21045-5107 |
| Document Number | 0182730450 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 018273/000450 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 15, 2038 |
| Rate | 4.62% |
|---|
The 2026 property tax bill for 9324 Ripplestir Pl was $5,029 with a homeowner's exemption, down 0.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,029.00 (-0.89%) Homeowner's exemption | $354,300 (+5.33%) Land $191,400 Building $162,900 | $354,300 (-) Land $191,400 Building $162,900 |
| 2025 | $5,074.00 (+4.55%) Homeowner's exemption | $336,367 | $354,300 Land $191,400 Building $162,900 |
| 2024 | $4,853.00 | ||
| 2023 | $300,500 Land $171,400 Building $129,100 | $300,500 Land $171,400 Building $129,100 | |
| 2022 | $3,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9324 Ripplestir Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9324 Ripplestir Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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