9324 E Nees Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9324 E Nees Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 984 sqft · built 1986
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$686,000 (May 2018)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-151-014`

Property Details

APN / Parcel Number

Primary APN	`11-07-151-014`

Interior

Bedrooms	1 Bed
Building Area	984 sqft Base Area
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	9324 E NEES AVE
City	EFFINGHAM
State	IL
Zip	62401-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT LOT 14 & LOT 15 NEES SUB 3384/1 3017/74 1936/41 1644/14 1049/147 749/204
Legal Subdivision	NEES SUBDIVISION
Legal Lot Number	14-15
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4009
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Feb 26, 2014
Deed Document Number	20181801820
Deed Book / Page	3384 / 1
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202422000897
Date	Mar 22, 2024
Instrument	202422000897

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	200 S BANKER ST, EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 21, 2031

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631

Mortgage

Document Number	003865/291
Date	Jun 27, 2023
Book Page	3865/291
Instrument	202323002115

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 15, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3581/180
Date	Jun 24, 2020
Book Page	3581/180
Instrument	202020003339

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 16, 2018
Property Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631
Document Number	3384/001
Book / Page	3384 / 001
Instrument Date	May 15, 2018
Instrument	201801801820
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9324 E NEES AVE, EFFINGHAM, IL 62401-7631

Mortgage

Document Number	201801801821
Date	May 16, 2018
Instrument	201801801821

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,517.00 (+53.58%)	$72,710 (+31.27%) Land $6,730 Building $65,980	$218,130 (+31.27%) Land $20,190 Building $197,940
2022	$2,290.00 Homeowner's exemption	$55,390 Land $5,130 Building $50,260	$166,170 Land $15,390 Building $150,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wabash Communications, Wisper ISP.

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