9324 Bailey Oak Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 9324 Bailey Oak Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,905 sqft · built 2007
Lot Size	2.41 acres (105,372 sqft)
Owner	Individual Name on File
Last Sale	$348,250 (Nov 2019)
Tax Bill	$4,742 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`737-66-74-85-100-000`

Property Details

APN / Parcel Number

Primary APN	`737-66-74-85-100-000`
Alternative APN	`410153001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,905 sqft Finished Area
1st Floor Area	512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	105,372 sqft (2.41 acres)
Lot Dimensions	34 ft deep x 2,418 ft wide
View / Lot	Cul-de-sac
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	410153001
Street Address	9324 BAILEY OAK DR
City	MIDLOTHIAN
State	VA
Zip	23112-6894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	BAYHILL POINTE SEC 17 013
Legal Subdivision	BAYHILL POINTE
Legal Lot Number	13
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2006
Census Tract	101013

Owner

9324 Bailey Oak Dr is owned and occupied by an individual who bought it in November 2019.

Source: Chesterfield County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	9324 BAILEY OAK DR, MIDLOTHIAN, VA 23112-6894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Nov 25, 2019	Warranty Deed, Transfer · Conventional with PMI VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	201948218
Deed Book / Page	12538 / 189
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 15, 2026
Property Address	9324 BAILEY OAK DR, MIDLOTHIAN, VA 23112-6894
Document Number	0000025959
Book / Page	15315 / 235
Instrument Date	Jul 10, 2026
Instrument	202625959
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9324 BAILEY OAK DR, MIDLOTHIAN, VA 23112-6894

Mortgage

Document Number	0000025959,
Date	Jul 15, 2026
Book Page	15315/235
Instrument	202625959

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2036

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 25, 2019
Property Address	9324 BAILEY OAK DR, MIDLOTHIAN, VA 23112-6894
Document Number	12538189
Book / Page	012538 / 000189
Instrument Date	Nov 12, 2019
Instrument	48218
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9324 BAILEY OAK DR MIDLOTHIAN VA 231126894, MIDLOTHIAN, VA 23112-6894

Mortgage

Document Number	12538192
Date	Nov 25, 2019
Book Page	012538/000192
Instrument	48219

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9324 Bailey Oak Dr was $4,742.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,742.00	$530,000 (+3.58%) Land $80,700 Building $449,300	$530,000 (+3.58%) Land $80,700 Building $449,300
2025		$511,700 Land $78,700 Building $433,000	$511,700 Land $78,700 Building $433,000
2023	$4,374.00	$478,000 Land $75,700 Building $402,300	$478,000 Land $75,700 Building $402,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9324 Bailey Oak Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9324 Bailey Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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