Frederick County property record for 9323 Penrose St, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,640 sqft · built 2005 |
| Lot Size | 0.047 acres (2,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2011) |
| Tax Bill | $6,552 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-240589 |
| Primary APN | 07-240589 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,060 sqft (0.047 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 240589 |
|---|---|
| Street Address | 9323 PENROSE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7340 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 12104 2,060 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGE/URBANA SECS M-11 M-12 |
| Legal Lot Number | 12104 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 752202 |
9323 Penrose St, a townhouse, is owned by an individual who acquired it in July 2021.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9229 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2011 · Amount on File |
| Deed Sale | Apr 27, 2011 · Amount on File |
| Prior Sale | Apr 27, 2011 · Amount on File |
| Deed Document Number | 20118335/0042 |
| Deed Book / Page | 8335 / 42 |
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0152450266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 31, 2021 |
| Property Address | 9323 PENROSE ST, FREDERICK, MD 21704-7340 |
| Document Number | 0152450262 |
| Book / Page | 15245 / 262 |
| Map Reference | MB 76 PG 184 |
| Instrument Date | Jul 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2509 EMERSON DR, FREDERICK, MD 21702-9496 |
| Investor | Possibly a Property Investor |
| Document Number | 0152450266 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 15245/266 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 9323 Penrose St was $6,552, up 7.8% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,500 (+9.61%) | $543,300 (-) Land $170,000 Building $373,300 | |
| 2025 | $6,552.00 (+7.78%) | $455,700 | $543,300 Land $170,000 Building $373,300 |
| 2024 | $6,079.00 (+5.89%) | ||
| 2023 | $5,741.00 | $397,533 | $411,900 Land $135,000 Building $276,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9323 Penrose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9323 Penrose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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