9320 Pennywhistle Dr, McDaniel, MD 21647 Property Records

Talbot County property record for 9320 Pennywhistle Dr, McDaniel, MD 21647

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 984 sqft · built 1983
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (Jun 2022)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Jun 2022 Sale Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-188776`

Property Details

APN / Parcel Number

Primary APN	`05-188776`
Alternative APNs	`5188776` `188776`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	984 sqft Total Area
Basement Area	788 sqft
Finished Basement	788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	92,783 sqft (2.13 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	128 sqft
Deck Area	425 sqft
Tennis Court	Tennis Court
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	188776
Street Address	9320 PENNYWHISTLE DR
City	MCDANIEL
State	MD
Zip	21647-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12-2.138 AC PENNYWHISTLE DRIVE NUTCRACKER POINT
Legal Subdivision	NUTCRACKER POINT
Legal Lot Number	12
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1033
Census Tract	960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	150 I ST SE, 14, WASHINGTON, DC 20003-5003
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Book / Page	2983 / 240
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	0019120003
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 10, 2022
Property Address	9320 PENNYWHISTLE DR, MCDANIEL, MD 21647-9748
Document Number	0029830240
Book / Page	2983 / 240
Map Reference	LB 34 FO 54
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	150 I ST SE, WASHINGTON, DC 20003-3351

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	9320 PENNYWHISTLE DR, MCDANIEL, MD 21647-9748
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026860148
Date	Mar 3, 2020
Book Page	2686/148

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,100 (+6.87%)	$957,100 (+20.6%) Land $450,700 Building $506,400
2025	$7,323.00 (+35.36%)	$793,600 (+25.46%) Land $375,600 Building $418,000	$793,600 (-) Land $375,600 Building $418,000
2023	$5,410.00	$632,533	$793,600 Land $375,600 Building $418,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Breezeline Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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