Spokane County property record for 9320 E Ruff Ln, Chattaroy, WA 99003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,640 sqft · built 2003 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,874 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48053.9037 |
| Primary APN | 48053.9037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,600 sqft |
| 1st Floor Area | 1,440 sqft |
| 2nd Floor Area | 1,200 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft |
| Lean-To | 960 sqft |
| Pole Barn | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 9320 E RUFF LN |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCV |
| Legal Description | 05-28-44 SE1/4 OF NW1/4 OF SW1/4 |
| Legal Range | 44 |
| Legal Township | 28 |
| Legal Section | 05 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10201 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 495, CHATTAROY, WA 99003-0495 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2002 |
| Deed Sale | Jun 13, 2002 |
| Deed Document Number | 20024738417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 9320 E RUFF LN, CHATTAROY, WA 99003-9792 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0007442689 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 7442689 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,874.00 (-4.72%) | $458,800 (-7.26%) Land $122,000 Building $336,800 | $458,800 (-7.26%) Land $122,000 Building $336,800 |
| 2025 | $4,066.00 (+5.45%) | ||
| 2024 | $494,700 (+37.26%) Land $107,200 Building $387,500 | $494,700 (+37.26%) Land $107,200 Building $387,500 | |
| 2023 | $3,856.00 (+14.42%) | $360,400 Land $84,400 Building $276,000 | $360,400 Land $84,400 Building $276,000 |
| 2022 | $3,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 61% of Washington |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Ziply Fiber Fixed Wireless | 25 / 5 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures