9320 Cadiz Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 9320 Cadiz Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1922
Lot Size	0.927 acres (40,400 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Apr 2019)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-0002473.000`

Property Details

APN / Parcel Number

Primary APN	`02-0002473.000`
Alternative APN	`004673-0`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	884 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Roof Material	Shingle
Lot Area	40,400 sqft (0.927 acres)
Lot Dimensions	400 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	004673-0
Street Address	9320 CADIZ RD
City	CAMBRIDGE
State	OH
Zip	43725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS12-01 5 SUNSET VIEW BLKK A
Legal Range	03W
Legal Township	02N
Legal Section	12
Legal Subdivision	SUNSET VIEW
Legal Tract	2
Legal Lot Number	5
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1000
Census Tract	977600

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9250 CADIZ RD, CAMBRIDGE, OH 43725-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Dec 16, 2019	Intrafamily Transfer, Transfer
Apr 16, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	20192050
Deed Book / Page	562 / 1895
Last Transfer Date	Dec 2, 2019
Transfer Doc	00566/2219
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	9320 CADIZ RD, CAMBRIDGE, OH 43725
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00580/4192
Date	Feb 14, 2022
Book Page	580/4192
Instrument	202200000862

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	9320 CADIZ RD, CAMBRIDGE, OH 43725
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MID OHIO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	562/1915
Date	Apr 16, 2019
Book Page	562/1915
Instrument	201900002052

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Dec 16, 2019
Property Address	9320 CADIZ RD, CAMBRIDGE, OH 43725
Document Number	00566/2219
Book / Page	566 / 2219
Map Reference	VOL 9 PG 40
Instrument Date	Dec 2, 2019
Instrument	201900007028
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1201 GREENACRE DR, CAMBRIDGE, OH 43725-1137

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 16, 2019
Property Address	9320 CADIZ RD, CAMBRIDGE, OH 43725
Document Number	00562/1895
Book / Page	562 / 1895
Map Reference	VOL 9 PG 40
Instrument Date	Apr 6, 2019
Instrument	201900002050
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	MID OHIO TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618

Mortgage

Document Number	201900002052
Date	Apr 16, 2019
Instrument	201900002052

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00562/1897
Date	Apr 16, 2019
Book Page	562/1897
Instrument	201900002051

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 5, 2018
Property Address	9320 CADIZ RD, CAMBRIDGE, OH 43725
Document Number	00556/0066
Book / Page	556 / 0066
Map Reference	VOL 9 PG 40
Instrument Date	Apr 2, 2018
Instrument	201800001826
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9250 CADIZ RD, CAMBRIDGE, OH 43725-9545

Mortgage

Document Number	201800001827
Date	Apr 5, 2018
Instrument	201800001827

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00 (-1.47%) Homeowner's exemption	$51,065 (-) Land $12,677 Building $38,388
2024	$2,247.00 (+17.52%)	$51,065 (+24.89%) Land $12,677 Building $38,388	$145,900 (+24.87%) Land $36,220 Building $109,680
2023	$1,912.00 (-0.52%)	$40,887 (-0.01%) Land $10,059 Building $30,828
2022	$1,922.00	$40,890 Land $10,070 Building $30,820	$116,840 (+0.02%) Land $28,770 Building $88,070
2021			$116,820 Land $28,740 Building $88,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	27 (1980–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 13 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications, T-Mobile.

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