932 Thornapple St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 932 Thornapple St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,540 sqft · built 1951
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2022)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-280-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-280-0005-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,540 sqft Living Area
1st Floor Area	1,035 sqft
Basement Area	1,011 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	932 THORNAPPLE ST
City	SAINT CLAIR
State	MI
Zip	48079-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 5 FARR PLAT
Legal Subdivision	FARR PLAT
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1007
Census Tract	642000

Owner

932 Thornapple St is owned and occupied by an individual who bought it in November 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	932 THORNAPPLE ST, SAINT CLAIR, MI 48079-5439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	202225289
Deed Book / Page	5577 / 377
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 9, 2022
Property Address	932 THORNAPPLE ST, SAINT CLAIR, MI 48079-5439
Document Number	0005577377
Book / Page	5577 / 377
Map Reference	LB 54 PG 17
Instrument Date	Oct 18, 2022
Instrument	2022025289
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 STODDARD RD, 580, RICHMOND, MI 48062-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MAPLE ST, SAULT SAINTE MARIE, MI 49783-2041

Mortgage

Document Number	2022025290
Date	Nov 9, 2022
Instrument	2022025290

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 7, 2018
Property Address	932 THORNAPPLE ST, SAINT CLAIR, MI 48079-5439
Document Number	0049420004
Book / Page	004942 / 000004
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35771 DIANE LN RICHMOND MI 480621654, RICHMOND, MI 48062-1654

Mortgage

Document Number	49420005
Date	May 7, 2018
Book Page	004942/000005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 932 Thornapple St was $5,014 with a homeowner's exemption, up 3.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (-2.36%)	$273,400
2025	$5,014.00 (+3.64%) Homeowner's exemption	$140,000
2024	$4,838.00		$280,000
2023		$116,300
2022	$3,540.00		$232,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 932 Thornapple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 932 Thornapple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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