932 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 932 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,428 sqft · built 1997
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,540,000 (Jul 2026)
Tax Bill	$10,289 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-2S-21-42140-00F-0210`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42140-00F-0210`
Alternative APNs	`29-221-42140-00F-0210` `1063202`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,428 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	2,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	239 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	714 sqft
Driveway	Brick Driveway

Exterior Amenities

Pool Area	190 sqft
Porch	Finished/Open Porch
Porch Area	206 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	932 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 21 BLK F HOLIDAY SHORES ESTATES 1ST ADDITION PB 3-91 OR 99-230 OR 1443-279 OR 1489-258 OR 2449-1443 OR 2894-2754 OR 3120-4617 OR 3232-330
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES ESTATES 1
Legal Block	F
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

Source: Walton County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 WEKIVA CV, DESTIN, FL 32541-4763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer SHORELINE TITLE LLC, SHORELINE TITLE
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Dec 29, 2021	Warranty Deed, Transfer ACCOMMODATION
Oct 11, 2019	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202629347
Deed Book / Page	3405 / 4933
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 16, 2026
Property Address	932 SHORE DR, MIRAMAR BEACH, FL 32550-5304
Document Number	0000029347
Book / Page	3405 / 4933
Instrument Date	Jul 16, 2026
Instrument	202629347
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,795,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WEKIVA CV, DESTIN, FL 32541-4763

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	932 SHORE DR, MIRAMAR BEACH, FL 32550-5304
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 SHORE DR, MIRAMAR BEACH, FL 32550-5304

Mortgage

Document Number	0032431109
Date	Mar 15, 2022
Book Page	3243/1109
Instrument	20220012200

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2021
Property Address	932 SHORE DR, MIRAMAR BEACH, FL 32550-5304
Document Number	0032320330
Book / Page	3232 / 330
Map Reference	MB 3 PG 91
Instrument Date	Dec 16, 2021
Instrument	20210064472
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 SHORE DR, MIRAMAR BEACH, FL 32550-5304

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 11, 2019
Property Address	932 SHORE DR, MIRAMAR BEACH, FL 32550-5304
Document Number	0031204617
Book / Page	003120 / 004617
Instrument Date	Oct 10, 2019
Instrument	35581
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96 BAYOU PEREZ DR MADISONVILLE LA 704479796, MADISONVILLE, LA 70447-9796

Mortgage

Document Number	31204621
Date	Oct 11, 2019
Book Page	003120/004621
Instrument	35583

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,289.00 (+1.86%) Homeowner's exemption	$1,177,382 (-19.34%)	$1,346,754 (-7.74%) Land $1,010,850 Building $335,904
2024	$10,101.00 (+3.65%)
2023	$9,745.00 (+3.23%) Homeowner's exemption	$1,459,762 (+38.12%) Land $1,010,850 Building $448,912	$1,459,762 (+38.12%) Land $1,010,850 Building $448,912
2022	$9,440.00 Homeowner's exemption	$1,056,891 Land $630,465 Building $426,426	$1,056,891 Land $630,465 Building $426,426

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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