932 Posey St, Galt, CA 95632 Property Records

Sacramento County property record for 932 Posey St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,930 sqft · built 2022
Lot Size	0.071 acres (3,095 sqft)
Owner	Individual Name on Record
Last Sale	$507,000 (Jun 2024)
Tax Bill	$7,370 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-1190-005-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1190-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
1st Floor Area	856 sqft
2nd Floor Area	1,074 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,095 sqft (0.071 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	932 POSEY ST
City	GALT
State	CA
Zip	95632-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VERANDA AT RIVER OAKS, LOT 5, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	VERANDA AT RIVER OAKS
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2014
Census Tract	9409

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	932 POSEY ST, GALT, CA 95632-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 3, 2024	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN WEST FINANCIAL INC
Apr 13, 2022	Grant Deed, Subdivision Related Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Book / Page	20240627 / 763
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	2024000631
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 8, 2026
Property Address	932 POSEY ST, GALT, CA 95632-3537
Document Number	2026000014
Book / Page	20260408 / 14
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 POSEY ST, GALT, CA 95632-3537

Mortgage

Document Number	2026000014,
Date	Apr 8, 2026
Book Page	20260408/14

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 3, 2024
Property Address	932 POSEY ST, GALT, CA 95632-3537
Document Number	0000000631
Map Reference	MB 419 PG 10
Instrument Date	Dec 28, 2023
Instrument	202401030631
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 POSEY ST, GALT, CA 95632-3537

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	932 POSEY ST, GALT, CA 95632-3537
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 COPPERVALE CIR, ROCKLIN, CA 95765-4266

Mortgage

Document Number	0000000766
Date	Apr 13, 2022
Instrument	2022041300766

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 13, 2022
Property Address	932 POSEY ST, GALT, CA 95632-3537
Document Number	0000000763
Map Reference	MB 419 PG 10
Instrument Date	Apr 10, 2022
Instrument	2022041300763
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	932 POSEY ST, GALT, CA 95632-3537

Mortgage

Document Number	0000000764
Date	Apr 13, 2022
Instrument	2022041300764

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000000765
Date	Apr 13, 2022
Instrument	2022041300765

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,482 (+2%) Land $156,060 Building $371,422
2025	$7,370.00 (+5.77%)	$517,140 (+6.08%) Land $153,000 Building $364,140
2024	$6,968.00 (+2.1%)
2023	$6,825.00 (+87.24%)	$487,509 Land $153,000 Building $334,509
2022	$3,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Posey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures