932 Lost Grove Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 932 Lost Grove Cir, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,651 sqft · built 2007
Lot Size0.148 acres (6,466 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Apr 2022)
Tax Bill$9,019 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-22-27-3231-00-060

Property Details

APN / Parcel Number

Primary APN35-22-27-3231-00-060
Alternative APNs
  • 272235323100060
  • 129625
  • 130408
  • 131787

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,651 sqft Living Area
Gross Area3,562 sqft
1st Floor Area1,352 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,466 sqft (0.148 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address932 LOST GROVE CIR
CityWINTER GARDEN
StateFL
Zip34787-5014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGROVE PARK AT STONE CREST 66/46 LOT 6
Legal Range27E
Legal Township22S
Legal Section35
Legal SubdivisionGROVE PARK AT STONE CREST
Legal Tract3231
Legal Lot Number6
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1033
Census Tract17118

Owner

Source: Orange County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 7, 2017Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Prior SaleNov 7, 2017 · Amount on Record
Deed Document Number2022275080
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014
Transaction TypeMortgage
Record UpdatedMay 20, 2024
Title CompanyNOT AVAILABLE, CSC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014

Mortgage

Document Number0000248835
DateApr 30, 2024
Instrument20240248835
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 21, 2054
Interest
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3297 E WHEAT FIELD LN, EAGLE MOUNTAIN, UT 84005-5527

Mortgage

Document Number0000275081
DateApr 28, 2022
Instrument20220275081
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014

Mortgage

Document Number20210378317
DateJun 24, 2021
Instrument20210378317
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2031

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 7, 2017
Property Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014
Document Number0000607740
Map ReferenceMB 66 PG 46-49
Instrument DateOct 31, 2017
Instrument20170607740
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,121.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address932 LOST GROVE CIR, WINTER GARDEN, FL 34787-5014

Mortgage

Document Number0000607741
DateNov 7, 2017
Instrument20170607741
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,870 (-1.2%) Land $120,000 Building $426,870$546,870 (-1.2%) Land $120,000 Building $426,870
2025$9,019.00 (+7.64%)$553,510 (+13.96%) Land $120,000 Building $433,510$553,510 (+13.96%) Land $120,000 Building $433,510
2024$8,379.00 (+8.44%)
2023$7,727.00 (+104.74%)$485,695 (+75.84%) Land $120,000 Building $365,695$485,695 (+31.33%) Land $120,000 Building $365,695
2022$3,774.00 Homeowner's exemption$276,219$369,831 Land $87,500 Building $282,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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