Orange County property record for 932 Locust Ave, Orlando, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,739 sqft · built 2018 |
| Lot Size | 0.193 acres (8,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Mar 2025) |
| Tax Bill | $7,729 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-29-6928-04-120 |
| Primary APN | 24-23-29-6928-04-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,414 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 932 LOCUST AVE |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32809-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | PINE CASTLE PINES R/98 LOT 12 BLK D |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | PINE CASTLE PINES |
| Legal Tract | 6928 |
| Legal Block | D |
| Legal Lot Number | 12 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 14100 |
Source: Orange County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU |
| Mar 27, 2025 | Intrafamily Transfer, Transfer · VA Mortgage LOWER LLC |
| Sep 22, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU |
| Jul 24, 2018 | Warranty Deed, Transfer · Conventional with PMI VIBRANT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on Record |
| Deed Sale | Mar 27, 2025 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 2025179469 |
| Prior Transfer Date | Mar 20, 2025 |
| Prior Transfer Doc | 0000179469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000038790 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 20260038790 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000260039 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 20210260039 |
| Name | VIBRANT CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 4.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 27, 2025 |
| Property Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000179469 |
| Map Reference | MB R PG 98 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 20250179469 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Name | Verified Name |
|---|---|
| Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000179470 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 20250179470 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000577412 |
| Map Reference | MB R PG 98 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 20210577412 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 389 OAK COVE RD, TITUSVILLE, FL 32780-2537 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000577413 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 20210577413 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 20210260039 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 20210260039 |
| Name | VIBRANT CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 4.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 24, 2018 |
| Property Address | 932 LOCUST AVE, ORLANDO, FL 32809-5142 |
| Document Number | 0000437748 |
| Instrument Date | May 11, 2018 |
| Instrument | 437748 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | NU WORLD TITLE/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 932 LOCUST AVE ORLANDO FL 328095142, ORLANDO, FL 32809-5142 |
| Document Number | 437749 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 437749 |
| Name | VIBRANT CU |
|---|---|
| Address | MOLINE, IL 61265 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 23, 2023 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,070 (+12.96%) Land $135,000 Building $352,070 | $487,070 (-1.05%) Land $135,000 Building $352,070 | |
| 2025 | $7,729.00 (+10.4%) | $431,195 (+6.52%) | $492,220 (+21.6%) Land $135,000 Building $357,220 |
| 2024 | $7,001.00 (+14.6%) | ||
| 2023 | $6,109.00 (+15.57%) | $404,799 (+24.95%) Land $95,000 Building $309,799 | $404,799 (+24.95%) Land $95,000 Building $309,799 |
| 2022 | $5,286.00 | $323,963 Land $86,000 Building $237,963 | $323,963 Land $86,000 Building $237,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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