932 Kearney St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 932 Kearney St, El Cerrito, CA 94530

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,703 sqft · built 2004
Lot Size	0.019 acres (828 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Jan 2023)
Tax Bill	$12,962 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-232-030`

Property Details

APN / Parcel Number

Primary APN	`503-232-030`
Alternative APNs	`503-232-030-0` `5032320201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,703 sqft Living Area
1st Floor Area	825 sqft
2nd Floor Area	739 sqft
Basement Area	139 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	828 sqft (0.019 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	932 KEARNEY ST
City	EL CERRITO
State	CA
Zip	94530-2811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C2
Legal Description	T198PM33 L1 U1 .019 AC
Legal Subdivision	BOULEVARD GARDENS T
Legal Tract	198PM33
Legal Block	36
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	388000

Owner

932 Kearney St, a condominium, is owned and occupied by two individuals who bought it in January 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Sep 28, 2022	Correction Deed REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Sep 30, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Document Number	2023580
Prior Transfer Date	Jun 7, 2005
Prior Transfer Doc	0000216951
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 KEARNEY ST, EL CERRITO, CA 94530-2811

Mortgage

Document Number	0000221931
Date	Aug 10, 2021
Instrument	2021-221931

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2022
Property Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811
Document Number	0000144774
Map Reference	MB 198 PG 33&34
Instrument Date	Sep 28, 2022
Instrument	2022-144774
Record Updated	Nov 3, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 30, 2021
Property Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811
Document Number	0000271482
Map Reference	MB 198 PG 33&34
Instrument Date	Sep 21, 2021
Instrument	2021-271482
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811

Mortgage

Document Number	0000271483
Date	Sep 30, 2021
Instrument	2021-271483

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	932 KEARNEY ST, EL CERRITO, CA 94530-2811
Document Number	0000123343
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	934 KEARNEY ST EL CERRITO CA 945302811, EL CERRITO, CA 94530-2811

Mortgage

Document Number	0000123343
Date	Jul 11, 2017
Instrument	123343

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 932 Kearney St was $12,962 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$891,000 (-3.49%) Land $409,655 Building $481,345
2025	$12,962.00 Homeowner's exemption	$923,250 Land $424,483 Building $498,767
2023	$11,184.00 (+1.44%)	$782,743 Land $252,494 Building $530,249
2022	$11,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 932 Kearney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 932 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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