932 Emerald Dr, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 932 Emerald Dr, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,716 sqft · built 1984
Lot Size0.361 acres (15,744 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Oct 1996)
Tax Bill$305 (2024)
Flood ZoneZone X (minimal risk)
APN28-21-32-501-0M00-0090

Property Details

APN / Parcel Number

Primary APN28-21-32-501-0M00-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,716 sqft Living Area
1st Floor Area1,716 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,744 sqft (0.361 acres)
Lot Dimensions192 ft deep x 82 ft wide
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area422 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address932 EMERALD DR
CityCHULUOTA
StateFL
Zip32766-8705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK M LAKE MILLS SHORES PB 11 PG 15
Legal Range32E
Legal Township21S
Legal Section28
Legal SubdivisionLAKE MILLS SHORES
Legal Tract501
Legal BlockM
Legal Lot Number9
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2017
Census Tract21205

Owner

932 Emerald Dr is owned and occupied by two individuals who bought it in October 1996.

Source: Seminole County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address932 EMERALD DR, CHULUOTA, FL 32766-8705
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1996 · Amount on File
Deed SaleOct 1, 1996 · Amount on File
Deed Document Number0313700277
Deed Book / Page03137 / 00277
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$151,609$326,595 Land $51,303 Building $275,292
2024$305.00 (-81.07%)
2023$1,611.00 (+3.2%) Homeowner's exemption$143,045 (+3%)$297,520 (+5.59%) Land $51,303 Building $246,217
2022$1,561.00 Homeowner's exemption$138,879$281,769 Land $51,303 Building $230,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 932 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 932 Emerald Dr is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Emerald Dr

Nearby Streets

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