Cape May County and Lower Township property record for 932 Clover Ln, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 2,520 sqft · built 1986 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (May 2020) |
| Tax Bill | $7,093 (2024) |
| Deeds & Mortgages | Aug 2022 Refinance Aug 2022 Line of Credit + 2 more |
| APN | 05-00742-01-00018-06 |
| Primary APN | 05-00742-01-00018-06 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 932 CLOVER LN |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OB742L18-E |
| Legal Block | 742.1 |
| Legal Lot Number | 18.6 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21701 |
932 Clover Ln is owned and occupied by an individual who bought it in May 2020.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 932 CLOVER LN, CAPE MAY, NJ 08204-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC |
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Mar 18, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION/NJ |
| May 28, 2020 | Grant Deed, Transfer · Conventional with PMI GATEWAY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | Dec 15, 1997 · Amount on File |
| Deed Document Number | 202015834 |
| Deed Book / Page | 3914 / 943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 932 CLOVER LN, CAPE MAY, NJ 08204-4303 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025525 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | M6585/414 |
| Instrument | 2022025525 |
| Name | LOWER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 932 CLOVER LN, CAPE MAY, NJ 08204-4303 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025526 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | M6585/425 |
| Instrument | 2022025526 |
| Name | LOWER LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 932 CLOVER LN, CAPE MAY, NJ 08204-4303 |
| Document Number | 0063630995 |
| Instrument Date | Mar 18, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Address | 932 CLOVER LN CAPE MAY NJ 082044303, CAPE MAY, NJ 08204-4303 |
| Document Number | 0063630995 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 006363/000995 |
| Instrument | 15901 |
| Name | CREDIT UNION/NJ |
|---|---|
| Type | Credit Union |
| Address | EWING, NJ 08628 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 28, 2020 |
| Property Address | 932 CLOVER LN, CAPE MAY, NJ 08204-4303 |
| Document Number | 0039140943 |
| Book / Page | 003914 / 000943 |
| Instrument Date | May 20, 2020 |
| Instrument | 15834 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | CORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 BARKER AVE #2 LOWELL MA 018501251, 2, LOWELL, MA 01850-1251 |
| Document Number | 61920529 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 006192/000529 |
| Instrument | 15835 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,800 (-) Land $117,200 Building $232,600 | $349,800 (-) Land $117,200 Building $232,600 | |
| 2025 | $349,800 Land $117,200 Building $232,600 | $349,800 Land $117,200 Building $232,600 | |
| 2024 | $7,093.00 | ||
| 2023 | $349,800 Land $117,200 Building $232,600 | $349,800 Land $117,200 Building $232,600 | |
| 2022 | $6,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 932 Clover Ln; there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1983–1992) |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 932 Clover Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures