932 Bear Br Rd, Westminster, MD 21157 Property Records

Carroll County property record for 932 Bear Br Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,566 sqft · built 1965
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2026)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-008519`

Property Details

APN / Parcel Number

Primary APN	`09-008519`
Alternative APN	`008519`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	99,317 sqft (2.28 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	192 sqft
Stable	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	008519
Street Address	932 BEAR BRANCH RD
City	WESTMINSTER
State	MD
Zip	21157-8110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 3 - 2.28 ACS 932 BEAR BRANCH RD 5-89 FRANCIS MULLER DEV
Legal Subdivision	RANCIS MULLER DEVELOPMENT
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2012
Census Tract	509001

Owner

Source: Carroll County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 BEAR BRANCH RD, WESTMINSTER, MD 21157-8110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 26, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	11829 / 231
Prior Transfer Date	Oct 25, 2024
Prior Transfer Doc	0114100026
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 10, 2026
Property Address	932 BEAR BRANCH RD, WESTMINSTER, MD 21157-8110
Document Number	1182000231
Book / Page	11829 / 231
Instrument Date	Jul 14, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	932 BEAR BRANCH RD, WESTMINSTER, MD 21157-8110

Mortgage

Document Number	1182000237,
Date	Aug 10, 2026
Book Page	11829/237

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 26, 2021
Property Address	932 BEAR BRANCH RD, WESTMINSTER, MD 21157-8110
Document Number	0101830152
Book / Page	10183 / 152
Map Reference	MB 5 PG 89
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	932 BEAR BRANCH RD, WESTMINSTER, MD 21157-8110

Mortgage

Document Number	0010183155
Date	Mar 26, 2021
Instrument	10183/155

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,500 (+3.95%)	$464,500 (-) Land $192,800 Building $271,700
2025	$4,881.00 (+19.63%)	$430,500 (+19.21%)	$464,500 (+12.33%) Land $192,800 Building $271,700
2023	$4,080.00	$361,133	$413,500 Land $192,800 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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