9318 Spring St, Highland, IN 46322 Property Records

Lake County property record for 9318 Spring St, Highland, IN 46322

Property Summary

Property TypeRow House
Details2 bd · 1 ba · 980 sqft · built 1988
Lot Size0.112 acres (4,922 sqft)
OwnerIndividual Name on File
Tax Bill$909 (2024)
Deeds & MortgagesMay 2022 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN007-16-27-0022-0067

Property Details

APN / Parcel Number

Primary APN007-16-27-0022-0067
Alternative APNs
  • 45-07-28-301-008.000-026
  • 162700220067

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area980 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Construction TypeBrick
Roof MaterialAsphalt
Lot Area4,922 sqft (0.112 acres)
Lot Dimensions163 ft deep x 30 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0022-0067
Old Parcel Number162700220067
Street Address9318 SPRING ST
CityHIGHLAND
StateIN
Zip46322-2539
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionN.1/2 OF S.60FT OF N.120FT. OF E. 163FT. OF PAR. 519.95X363X523.65 X363FT. NW NW SW S.28 T.36 R.9 .113AC. M/L
Legal Range09
Legal Township36
Legal Section28
Legal SubdivisionHIGHLAND
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2006
Census Tract40501

Owner

9318 Spring St, a row house, is owned and occupied by an individual who acquired it in February 1998.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address9318 SPRING ST, HIGHLAND, IN 46322-2539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · Closed-End Mortgage
BMO HARRIS BANK NA
Dec 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 1998
Deed SaleFeb 4, 1998
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address9318 SPRING ST, HIGHLAND, IN 46322-2539
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9318 SPRING ST, HIGHLAND, IN 46322-2539

Mortgage

Document Number0000018859
DateMay 4, 2022
Instrument2022-518859
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term120 Months
DueMay 1, 2032

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address9318 SPRING ST, HIGHLAND, IN 46322-2539
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087545
DateDec 18, 2019
Instrument2019 087545
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,400 Land $23,000 Building $140,400$163,400 Land $23,000 Building $140,400
2024$909.00
2023$123,700 (+2.57%) Land $23,000 Building $100,700$123,700 (+2.57%) Land $23,000 Building $100,700
2022$659.00 (+16.64%)$120,600 Land $23,000 Building $97,600$120,600 Land $23,000 Building $97,600
2021$565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9318 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims9 (1981–2025)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9318 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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