9317 Royal Shadows Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9317 Royal Shadows Dr, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,565 sqft · built 1976
Lot Size1.36 acres (59,241 sqft)
OwnerOwner Name on Record
Last Sale$262,000 (Jun 2014)
Tax Bill$2,353 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN160P C 010

Property Details

APN / Parcel Number

Primary APN160P C 010
Alternative APN
  • 0000103117

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,565 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area59,241 sqft (1.36 acres)
Lot Dimensions296 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000103117
Street Address9317 ROYAL SHADOWS DR
CityCHATTANOOGA
StateTN
Zip37421-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 26 MOUNTAIN SHADOWS EST'S 1 26-209
Legal SubdivisionMOUNTAIN SHADOWS EST
Legal Lot Number26
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2017
Census Tract11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address9317 ROYAL SHADOWS DR, CHATTANOOGA, TN 37421-3420
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Line of Credit
TRUST FCU
Jan 5, 2018Deed of Trust, Mortgage · Line of Credit
TRUST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2014 · Amount on Record
Deed SaleJun 3, 2014 · Amount on Record
Prior SaleMar 26, 2014
Deed Document Number2014060300072
Deed Book / Page10227 / 296
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address9317 ROYAL SHADOWS DR, CHATTANOOGA, TN 37421-3420
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000060
DateJan 12, 2021
Book Page12310/549
Instrument2021011200060
Lender
NameTRUST FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 1, 2040

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address9317 ROYAL SHADOWS DR, CHATTANOOGA, TN 37421-3420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000026
DateJan 5, 2018
Book Page11242/818
Instrument2018010500026
Lender
NameTRUST FCU
TypeCredit Union
Address00000
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,353.00 (+11.78%)$155,300 (+64.99%)$621,200 (+64.99%) Land $70,000 Building $551,200
2024$2,105.00 (-0.43%)$94,125 (-)$376,500 (-) Land $75,000 Building $301,500
2023$2,114.00$94,125$376,500 Land $75,000 Building $301,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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