Howard County property record for 9315 Madison Ave, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,088 sqft · built 1975 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Jul 2026) |
| Tax Bill | $6,233 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-407838 |
| Primary APN | 06-407838 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,088 sqft Total Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Deck Area | 80 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 407838 |
|---|---|
| Street Address | 9315 MADISON AVE |
| City | LAUREL |
| State | MD |
| Zip | 20723-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 21 BL L .224A 9315 MADISON AVE BRUNKS ADD NORTH LAUREL |
| Legal Subdivision | MADISON AVE BRUNKS ADD |
| Legal Block | L |
| Legal Lot Number | 21 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 606907 |
9315 Madison Ave is owned and occupied by an individual who bought it in July 2026.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9315 MADISON AVE, LAUREL, MD 20723-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Feb 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Sep 12, 2014 · Amount on File |
| Deed Book / Page | 23334 / 162 |
| Transfer Doc | 0000001824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 9315 MADISON AVE, LAUREL, MD 20723-1864 |
| Document Number | 2333000162 |
| Book / Page | 23334 / 162 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | CROWN TITLE COMPANY, CROWN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9315 MADISON AVE, LAUREL, MD 20723-1864 |
| Document Number | 2333000172, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 23334/172 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9315 MADISON AVE, LAUREL, MD 20723-1864 |
| Document Number | 0192430273 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 9315 MADISON AVE LAUREL MD 207231864, LAUREL, MD 20723-1864 |
| Document Number | 0192430273 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 019243/000273 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 15, 2019 |
| Property Address | 9315 MADISON AVE, LAUREL, MD 20723-1864 |
| Document Number | 0185540244 |
| Book / Page | 018554 / 000244 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 MADISON AVE LAUREL MD 20723, LAUREL, MD 20723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9315 MADISON AVE, LAUREL, MD 20723-1864 |
| Document Number | 0178450420 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9315 MADISON AVE LAUREL MD 207231864, LAUREL, MD 20723-1864 |
| Document Number | 0178450420 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 017845/000420 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
The 2026 property tax bill for 9315 Madison Ave was $6,233, up 8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,233.00 (+7.97%) | $397,167 (+8.34%) | $458,300 (+25.01%) Land $271,400 Building $186,900 |
| 2025 | $5,773.00 (+4.04%) | $366,600 Land $176,400 Building $190,200 | $366,600 Land $176,400 Building $190,200 |
| 2024 | $5,549.00 | ||
| 2023 | $335,400 | $366,600 Land $176,400 Building $190,200 | |
| 2022 | $3,600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9315 Madison Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9315 Madison Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures