Indian River County property record for 9315 86th St, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,386 sqft · built 1994 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jan 2013) |
| Tax Bill | $5,163 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-27-00003-0100-00005.0 |
| Primary APN | 31-38-27-00003-0100-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,386 sqft Living Area |
| Gross Area | 4,992 sqft |
| 1st Floor Area | 3,210 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 93,654 sqft (2.15 acres) |
| Lot Dimensions | 298 ft deep x 314 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 810 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 337 sqft |
| Deck Area | 400 sqft |
| Patio Area | 784 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9315 86TH ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT NO 1 BLK 10 LOTS 4 & 5 PBI 4-41 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 27 |
| Legal Subdivision | VERO LAKE ESTATES UNIT 1 |
| Legal Block | 10 |
| Legal Lot Number | 4,5 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 50903 |
9315 86th St is owned and occupied by an individual who bought it in January 2013.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9315 86TH ST, VERO BEACH, FL 32967-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2013 · Amount on File |
| Deed Sale | Jan 23, 2013 · Amount on File |
| Prior Sale | Mar 16, 2001 · Amount on File |
| Deed Document Number | 20133120130005723 |
| Deed Book / Page | 2639 / 285 |
| Prior Transfer Date | Jan 22, 2007 |
| Prior Transfer Doc | 0021251836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 9315 86TH ST, VERO BEACH, FL 32967-3522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Name | Verified Name |
|---|---|
| Address | 9315 86TH ST, VERO BEACH, FL 32967-3522 |
| Document Number | 0035490186 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 3549/186 |
| Instrument | 3120220038238 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 9315 86TH ST, VERO BEACH, FL 32967-3522 |
| Document Number | 0031000521 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9315 86TH ST VERO BEACH FL 329673522, VERO BEACH, FL 32967-3522 |
| Document Number | 0031000521 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 003100/000521 |
| Instrument | 15734 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9315 86th St was $5,163 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,163.00 Homeowner's exemption | $367,262 | $708,142 Land $222,595 Building $485,547 |
| 2023 | $4,608.00 (+2.72%) | $346,516 (+3%) | $746,594 (+7.94%) Land $213,320 Building $533,274 |
| 2022 | $4,486.00 | $336,423 | $691,699 Land $213,320 Building $478,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9315 86th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9315 86th St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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