Howard County property record for 9312 Spring Water Path, Jessup, MD 20794
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,986 sqft · built 1988 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Oct 2024) |
| Tax Bill | $8,196 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-512437 |
| Primary APN | 06-512437 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,986 sqft Total Area |
| Basement Area | 711 sqft |
| Finished Basement | 711 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,723 sqft (0.338 acres) |
| Garage Type | Mixed |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 512437 |
|---|---|
| Street Address | 9312 SPRING WATER PATH |
| City | JESSUP |
| State | MD |
| Zip | 20794-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 64 .338 A 9312 SPRING WATER PATH VIL KINGS CONT S 5 AR 2 |
| Legal Subdivision | VILLAGE OF KINGS CONTRIVANCE |
| Legal Lot Number | 64 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 606905 |
9312 Spring Water Path is owned and occupied by two individuals who bought it in October 2024.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 15, 2020 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Jun 5, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Mar 8, 2017 | Deed, Transfer · ARM UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on File |
| Deed Sale | Oct 21, 2024 · Amount on File |
| Prior Sale | Jan 10, 2024 · Amount on File |
| Deed Book / Page | 22529 / 139 |
| Prior Transfer Date | Jan 5, 2024 |
| Prior Transfer Doc | 0225290139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 10, 2024 |
| Property Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Document Number | 0222310043 |
| Book / Page | 22231 / 43 |
| Map Reference | PL 7242 |
| Instrument Date | Jan 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Document Number | 0002223154 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 22231/54 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Document Number | 0192200237 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9312 SPRING WATER PATH JESSUP MD 207949501, JESSUP, MD 20794-9501 |
| Document Number | 0192200237 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 019220/000237 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 5, 2019 |
| Property Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Document Number | 0187040414 |
| Book / Page | 018704 / 000414 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9312 SPRING WATER PATH JESSUP MD 207949501, JESSUP, MD 20794-9501 |
| Document Number | 187040421 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 018704/000421 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 8, 2017 |
| Property Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Document Number | 0174820001 |
| Book / Page | 17482 / 001 |
| Map Reference | PL7242 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 17482-001 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | STEWART TITLE OF MARYLAND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9312 SPRING WATER PATH, JESSUP, MD 20794-9501 |
| Document Number | 17482007 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 17482-007 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2026 property tax bill for 9312 Spring Water Path was $8,196 with a homeowner's exemption, up 3.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,196.00 (+3.55%) Homeowner's exemption | $543,867 (+7.06%) | $615,600 (+21.18%) Land $286,800 Building $328,800 |
| 2025 | $7,915.00 Homeowner's exemption | $508,000 Land $211,800 Building $296,200 | $508,000 Land $211,800 Building $296,200 |
| 2023 | $434,467 | $508,000 Land $211,800 Building $296,200 | |
| 2022 | $4,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9312 Spring Water Path in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9312 Spring Water Path is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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