9310 85th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 9310 85th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1998
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (Mar 1998)
Tax Bill	$519 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-38-27-00003-0100-00012.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-27-00003-0100-00012.0`
Alternative APN	`25963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,958 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	92,347 sqft (2.12 acres)
Lot Dimensions	295 ft deep x 314 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft
Porch	Screened Porch
Porch Area	337 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9310 85TH ST
City	VERO BEACH
State	FL
Zip	32967-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT NO 1 BLK 10 LOTS 12 & 13 PBI 4-41
Legal Range	38E
Legal Township	31S
Legal Section	27
Legal Subdivision	VERO LAKE ESTATES UNIT 1
Legal Block	10
Legal Lot Number	12,13
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2108
Census Tract	50903

Owner

9310 85th St is owned and occupied by two individuals who acquired it in June 2009.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9310 85TH ST, VERO BEACH, FL 32967-3583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 1998 · Amount on File
Deed Sale	Mar 9, 1998 · Amount on File
Deed Book / Page	1197 / 692
Last Transfer Date	Jun 10, 2009
Transfer Doc	0023501960
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9310 85TH ST, VERO BEACH, FL 32967-3583
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9310 85TH ST, VERO BEACH, FL 32967-3583

Mortgage

Document Number	0036770921
Date	Feb 9, 2024
Book Page	3677/921
Instrument	3120240006118

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 30, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 9310 85th St was $519 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 Homeowner's exemption Veteran's exemption	$170,409	$449,386 Land $222,595 Building $226,791
2023	$301.00 (+1.35%)	$160,784 (+3%)	$462,017 (+5.47%) Land $213,320 Building $248,697
2022	$297.00	$156,101	$438,062 Land $213,320 Building $224,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9310 85th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9310 85th St is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20