931 Wind Carved Ln, Monroe, NC 28110 Property Records

Union County property record for 931 Wind Carved Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,228 sqft · built 2005
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Apr 2019)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-290`

Property Details

APN / Parcel Number

Primary APN	`09-345-290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	931 WIND CARVED LN
City	MONROE
State	NC
Zip	28110-8000
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#62 WINDY RIDGE PH2 OPCI-156 OPCI-634
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	20403

Owner

931 Wind Carved Ln, a rural home, is owned and occupied by an individual who bought it in April 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	931 WIND CARVED LN, MONROE, NC 28110-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 10, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	20199234
Deed Book / Page	7347 / 71
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	931 WIND CARVED LN, MONROE, NC 28110-8000
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7974279
Date	Feb 1, 2021
Book Page	7974/279
Instrument	4724

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 10, 2019
Property Address	931 WIND CARVED LN, MONROE, NC 28110-8000
Document Number	734771
Book / Page	007347 / 000071
Instrument Date	Apr 8, 2019
Instrument	9234
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	BALLANTYNE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 WIND CARVED LN MONROE NC 281108000, MONROE, NC 28110-8000

Mortgage

Document Number	734773
Date	Apr 10, 2019
Book Page	007347/000073
Instrument	9235

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 931 Wind Carved Ln was $2,866.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,900 (-) Land $72,000 Building $255,900	$327,900 (-) Land $72,000 Building $255,900
2025	$2,866.00	$327,900 Land $72,000 Building $255,900	$327,900 Land $72,000 Building $255,900
2023	$2,501.00	$229,400 Land $46,400 Building $183,000	$229,400 Land $46,400 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 Wind Carved Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Wind Carved Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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