931 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 931 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,035 sqft · built 1926
Lot Size	0.141 acres (6,133 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (May 2021)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-108-018`

Property Details

APN / Parcel Number

Primary APN	`15-21-108-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
Gross Area	2,229 sqft
Basement Area	690 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	6,133 sqft (0.141 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	931 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADD : LOT 17 BLK 23
Legal Subdivision	WEST PARK ADD
Legal Block	23
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	853100

Owner

931 Spruce St is owned and occupied by two individuals who bought it in May 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	931 SPRUCE ST, AURORA, IL 60506-3745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	202135201
Prior Transfer Date	Jun 26, 2007
Prior Transfer Doc	0000074150
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 5, 2021
Property Address	931 SPRUCE ST, AURORA, IL 60506-3745
Document Number	0000035201
Instrument Date	Apr 7, 2021
Instrument	2021K035201
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	931 SPRUCE ST, AURORA, IL 60506-3745

Mortgage

Document Number	0000035202
Date	May 5, 2021
Instrument	2021K035202

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 23, 2017
Property Address	931 SPRUCE ST, AURORA, IL 60506-3745
Document Number	0000010124
Instrument Date	Feb 17, 2017
Instrument	2017K010124
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CHALET RD APT 200, 200, NAPERVILLE, IL 60563-8901

Mortgage

Document Number	0000010125
Date	Feb 23, 2017
Instrument	2017K010125

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Mortgage

Document Number	0000010126
Date	Feb 23, 2017
Instrument	2017K010126

Lender

Name	TOM RANK
Type	Private Party
Address	2655 OAK BROOK, VILLA PARK, IL 60181

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 931 Spruce St was $4,806 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 Homeowner's exemption	$72,715 (+9.39%) Land $9,396 Building $63,319	$218,232 (+9.39%) Land $28,199 Building $190,033
2024		$66,473 Land $8,589 Building $57,884	$199,499 Land $25,777 Building $173,721
2022	$4,139.00 (+5.05%) Homeowner's exemption	$52,767 (+7.41%) Land $7,002 Building $45,765	$158,301 (+7.41%) Land $21,006 Building $137,295
2021	$3,940.00 Homeowner's exemption	$49,127 Land $6,519 Building $42,608	$147,381 Land $19,557 Building $127,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 931 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 931 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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