931 S Washington St, Independence, MO 64050 Property Records

Jackson County property record for 931 S Washington St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 766 sqft · built 1940
Lot Size	0.11 acres (4,773 sqft)
Owner	2 Individual Names on File
Last Sale	$65,100 (Jul 2022)
Tax Bill	$780 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-520-18-09`

Property Details

APN / Parcel Number

Primary APN	`26-520-18-09`
Alternative APNs	`26-520-18-09-00-0-00-000` `26520180900000001` `781430`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	766 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,773 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	180 sqft
Deck Area	366 sqft
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	781430
Street Address	931 S WASHINGTON ST
City	INDEPENDENCE
State	MO
Zip	64050-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRENCH PARK S 10 LOT 26 & N 30 LOT 25 BLK 4
Legal Subdivision	FRELING N M RES
Legal Block	4
Legal Lot Number	26,25
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2011
Census Tract	11601

Owner

931 S Washington St is owned and occupied by two individuals who bought it in July 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2022	Warranty Deed, Transfer · FHA Mortgage HAWTHORN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Deed Document Number	202269510
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	00E0025815
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 17, 2026
Property Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427
Document Number	0000028169
Instrument Date	Apr 9, 2026
Instrument	202628169
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427

Mortgage

Document Number	0000028169,
Date	Apr 17, 2026
Instrument	202628169

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427

Mortgage

Document Number	00E0077133
Date	Oct 24, 2023
Instrument	2023E0077133

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 25, 2022
Property Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427
Document Number	00E0069510
Instrument Date	Jul 20, 2022
Instrument	2022E0069510
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 S WASHINGTON ST, INDEPENDENCE, MO 64050-4427

Mortgage

Document Number	00E0069556
Date	Jul 25, 2022
Instrument	2022E0069556

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 931 S Washington St was $780, up 18.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,925 (-) Land $3,179 Building $7,746	$57,500 (-)
2025	$780.00 (+18.54%)	$10,925 Land $3,179 Building $7,746	$57,500
2024	$658.00 (+2.33%)
2023	$643.00	$9,500 Land $1,357 Building $8,143	$50,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 931 S Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 931 S Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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