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931 S Division St, Whitehall, MI 49461 Property Records

Muskegon County property record for 931 S Division St, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,776 sqft · built 1956
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$210,555 (Sep 2021)
Tax Bill$3,723 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN22490001000900

Property Details

APN / Parcel Number

Primary APN22490001000900
Alternative APN
  • 61-22-490-001-0009-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Lot Area9,888 sqft (0.227 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address931 S DIVISION ST
CityWHITEHALL
StateMI
Zip49461-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES
Legal DescriptionCITY OF WHITEHALL PITKIN-MYRMEL ADD'N LOT 9 BLK 1
Legal SubdivisionCITY OF WHITEHALL
Legal Block1
Legal Lot Number9
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group3
Census Block3021
Census Tract3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address931 S DIVISION ST, WHITEHALL, MI 49461-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CREDIT UNION
Sep 21, 2021Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Document Number20215740467
Deed Book / Page4274 / 818
Prior Transfer DateSep 15, 2021
Prior Transfer Doc4274/818
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Recording DateMay 13, 2026
Property Address931 S DIVISION ST, WHITEHALL, MI 49461-1527
Document Number0005883784
Book / Page4418 / 272
Instrument DateMay 8, 2026
Instrument20265883784
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 S DIVISION ST, WHITEHALL, MI 49461-1527

Mortgage

Document Number0005883784,
DateMay 13, 2026
Book Page4418/272
Instrument20265883784
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 15, 2051
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateSep 21, 2021
Property Address931 S DIVISION ST, WHITEHALL, MI 49461-1527
Document Number4274/818
Book / Page4274 / 818
Map ReferenceLB 10 PG 3
Instrument DateSep 15, 2021
Instrument5740467
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Tax$1,814.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 188, WHITEHALL, MI 49461-0188

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 S DIVISION ST, WHITEHALL, MI 49461-1527

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,600 (+10.95%)$247,200 (+10.95%)
2025$3,723.00 (-1.61%) Homeowner's exemption$111,400$222,800
2024$3,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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