New Hanover County property record for 931 Riptide Ln, Carolina Beach, NC 28428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,890 sqft · built 1998 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $752,000 (Jun 2026) |
| Tax Bill | $4,631 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R09013-001-181-000 |
| Primary APN | R09013-001-181-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,428 sqft |
| Finished Basement | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 931 RIPTIDE LN |
|---|---|
| City | CAROLINA BEACH |
| State | NC |
| Zip | 28428-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 181 SEC 2 CAROLINA SANDS |
| Legal Subdivision | CAROLINA SANDS SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 181 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 12202 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 931 RIPTIDE LN, CAROLINA BEACH, NC 28428-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP |
| Jun 28, 2019 | Warranty Deed, Transfer · Conventional with PMI ALPHA MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 202617488 |
| Deed Book / Page | 6858 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 25, 2026 |
| Property Address | 931 RIPTIDE LN, CAROLINA BEACH, NC 28428-4644 |
| Document Number | 0000017488 |
| Book / Page | 6858 / 869 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202617488 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 RIPTIDE LN, CAROLINA BEACH, NC 28428-4644 |
| Document Number | 0000017489, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202617489 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 931 RIPTIDE LN, CAROLINA BEACH, NC 28428-4644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00647500090 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 6475/90 |
| Instrument | 2021036993 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 931 RIPTIDE LN, CAROLINA BEACH, NC 28428-4644 |
| Document Number | 0062262126 |
| Book / Page | 006226 / 002126 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 19813 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 931 RIPTIDE LN CAROLINA BEACH NC 284284644, CAROLINA BEACH, NC 28428-4644 |
| Document Number | 62262128 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 006226/002128 |
| Instrument | 19814 |
| Name | ALPHA MTG CORP |
|---|---|
| Address | WILMINGTON, NC 28403 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carolina Beach Town |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737,900 (-28.68%) Land $361,600 Building $376,300 | $737,900 (-28.68%) Land $361,600 Building $376,300 | |
| 2025 | $4,631.00 (+51.29%) | $1,034,600 (+131.45%) Land $361,600 Building $673,000 | $1,034,600 (+131.45%) Land $361,600 Building $673,000 |
| 2024 | $3,061.00 (+2.99%) | ||
| 2023 | $2,972.00 (+5.09%) | $447,000 Land $150,900 Building $296,100 | $447,000 Land $150,900 Building $296,100 |
| 2022 | $2,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 287 units insured incl. 68 condo units |
| Nearby Flood Claims | 54 (1999–2024) |
| Claims Outside the SFHA | 8 of 54 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAROLINA BEACH WATER SYSTEM serves 6,864 people · EPA ID NC0465015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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