931 Ramseur St, Durham, NC 27701 Property Records

Durham County property record for 931 Ramseur St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 2017
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2025)
Tax Bill	$4,809 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0831-13-7981`

Property Details

APN / Parcel Number

Primary APN	`0831-13-7981`
Alternative APNs	`0831-13-79-8192` `222217`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,960 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	931 RAMSEUR ST
City	DURHAM
State	NC
Zip	27701-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-M
Legal Description	PROP-RAMARAMA INC/LT#05 PL:000197-000281
Legal Subdivision	PROPERTY OF RAMARAMA INC
Legal Lot Number	5
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1027
Census Tract	1100

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 28, 2025	Warranty Deed, Transfer · SBA Mortgage THE FIDELITY BANK
Jul 21, 2021	Trustee's Deed, Foreclosure Foreclosure Auction
Sep 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 23, 2019	Loan Modification, Mortgage VALLEY SONG HM REDEV TR # 1343
May 31, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage GROUNDFLOOR HLDGS GA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	2025152267
Deed Book / Page	10412 / 594
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0094030613
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096640723
Date	Apr 8, 2022
Book Page	9664/723
Instrument	2022014951

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 28, 2025
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Document Number	0104120594
Book / Page	10412 / 594
Map Reference	MB 197 PG 281
Instrument Date	Aug 14, 2025
Instrument	2025152267
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3778 NE SUCHY ST, BEND, OR 97701-5187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 RAMSEUR ST, DURHAM, NC 27701-4142

Mortgage

Document Number	2025152268
Date	Oct 28, 2025
Instrument	2025152268

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	112 Months
Due	Jan 31, 2035

July 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 21, 2021
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Document Number	0094030613
Book / Page	9403 / 613
Map Reference	MB 197 PG 281
Instrument Date	Jul 19, 2021
Instrument	2021036909
Transaction Type	Foreclosure
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Tax	$652.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5106 CENTERBUD PL, RALEIGH, NC 27606-6347

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 14, 2020
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Document Number	0090650491
Book / Page	009065 / 000491
Instrument Date	Sep 14, 2020
Instrument	38345
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2902 FAYETTEVILLE ST DURHAM NC 277074134, DURHAM, NC 27707-4134

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Document Number	0087300007
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	921 RAMSEUR ST DURHAM NC 27701, DURHAM, NC 27701

Mortgage

Document Number	0087300007
Date	Aug 16, 2019
Book Page	008730/000007
Instrument	29403

Lender

Name	VALLEY SONG HM REDEV TR # 1343

Agreement

Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	May 31, 2019
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Document Number	0086690966
Book / Page	008669 / 000966
Instrument Date	May 31, 2019
Instrument	18285
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2902 FAYETTEVILLE ST DURHAM NC 277074134, DURHAM, NC 27707-4134

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 20, 2018
Property Address	931 RAMSEUR ST, DURHAM, NC 27701-4142
Document Number	0085670524
Book / Page	008567 / 000524
Instrument Date	Dec 19, 2018
Instrument	43752
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1012 CARPENTER FLETCHER RD DURHAM NC 277131911, DURHAM, NC 27713-1911

Mortgage

Document Number	85670524
Date	Dec 20, 2018
Book Page	008567/000524
Instrument	43752

Lender

Name	GROUNDFLOOR HLDGS GA LLC
Address	ATLANTA, GA 30308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2019

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,809.00 (+2.54%)	$473,205 (-) Land $123,200 Building $350,005	$473,205 (-) Land $123,200 Building $350,005
2025	$4,690.00 (+87.9%)	$473,205 (+148.25%) Land $123,200 Building $350,005	$473,205 (+148.25%) Land $123,200 Building $350,005
2023	$2,496.00 (+2.34%)	$190,614 Land $28,000 Building $162,614	$190,614 Land $28,000 Building $162,614
2022	$2,439.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Verizon.

Nearby Properties on Ramseur St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures