931 Pirates Ct, Edgewood, MD 21040 Property Records

Harford County property record for 931 Pirates Ct, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,160 sqft · built 1995
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2019)
Tax Bill	$2,253 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-197045`

Property Details

APN / Parcel Number

Primary APN	`01-197045`
Alternative APNs	`1197045` `197045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,160 sqft Total Area
Basement Area	435 sqft
Finished Basement	435 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Deck Area	192 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	197045
Street Address	931 PIRATES CT
City	EDGEWOOD
State	MD
Zip	21040-1339
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 188 .04 AC 931 PIRATES COURT WEST SHORE P5 PT 73/65
Legal Subdivision	WEST SHORE PH 111 2
Legal Lot Number	188
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1015
Census Tract	301707

Owner

931 Pirates Ct, a townhouse, is owned and occupied by an individual who bought it in November 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	931 PIRATES CT, EDGEWOOD, MD 21040-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Jun 20, 2007 · Amount on File
Deed Book / Page	13532 / 266
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0099690063
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 7, 2019
Property Address	931 PIRATES CT, EDGEWOOD, MD 21040-1339
Document Number	0135320266
Book / Page	13532 / 0266
Map Reference	MB 73 FO 65
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2201 BENTLY ROAD, PARKTON, MD 21120

Mortgage

Document Number	0013532271
Date	Nov 7, 2019
Instrument	13532/271

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 931 Pirates Ct was $2,253, up 16% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,253.00 (+16.01%)	$206,800 (+7.43%) Land $40,000 Building $166,800	$206,800 (-) Land $40,000 Building $166,800
2025	$1,942.00	$192,500	$206,800 Land $40,000 Building $166,800
2023		$163,900 Land $40,000 Building $123,900	$163,900 Land $40,000 Building $123,900
2022	$1,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 Pirates Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Pirates Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880