931 Pearl St, Alton, IL 62002 Property Records

Madison County property record for 931 Pearl St, Alton, IL 62002

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 870 sqft · built 1922
Lot Size0.339 acres (14,751 sqft)
OwnerIndividual Name on File
Last Sale$57,000 (Sep 2020)
Tax Bill$2,071 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Oct 2018 Line of Credit
APN23-2-07-12-17-306-011

Property Details

APN / Parcel Number

Primary APN23-2-07-12-17-306-011

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area870 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialVinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area14,751 sqft (0.339 acres)
Lot Dimensions162 ft deep x 91 ft wide
Garage TypeDetached
Garage Area496 sqft
PorchOpen Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address931 PEARL ST
CityALTON
StateIL
Zip62002-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionECHELES RESUBD LOT 2 & 3 91X162.1XIRR
Legal SubdivisionWEGENERS SUB
Legal Lot Number2
JurisdictionMADISON IL
Township / Civil DivisionALTON
Census Block Group1
Census Block1038
Census Tract402500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Middletown Historic District (Boundary Increase II)
listed 2022 · 93 contributing resources · NRIS 78001166

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

931 Pearl St is owned and occupied by an individual who bought it in September 2020.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address931 PEARL ST, ALTON, IL 62002-3747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST MIDAMERICA CU
Oct 18, 2018Deed of Trust, Mortgage · Line of Credit
1ST MIDAMERICA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on File
Deed SaleSep 1, 2020 · Amount on File
Prior SaleMay 11, 2016 · Amount on File
Deed Document Number202030586
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateSep 1, 2020
Property Address931 PEARL ST, ALTON, IL 62002-3747
Document Number0000030586
Map ReferencePB 30 PG 192
Instrument DateAug 27, 2020
Instrument2020R30586
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyCOMMUNITY TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$85.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 E BETHALTO DR, BETHALTO, IL 62010-1872

Mortgage

Document Number0000030587
DateSep 1, 2020
Instrument2020R30587
Lender
NameFIRST MIDAMERICA CU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate2.38%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address931 PEARL ST, ALTON, IL 62002-3747
Document Number0000035533
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanySERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address931 PEARL ST ALTON IL 620023747, ALTON, IL 62002-3747

Mortgage

Document Number0000035533
DateNov 9, 2018
Instrument35533
Lender
Name1ST MIDAMERICA CU
TypeCredit Union
AddressEAST ALTON, IL 62024
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 8, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 931 Pearl St was $2,071 with a homeowner's exemption, up 11.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlton City
CountyMadison County
County SubdivisionAlton Township
Unified School DistrictAlton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,071.00 (+11.64%)$31,880 Land $4,880 Building $27,000$95,640 Land $14,640 Building $81,000
2024$1,855.00
2022$1,537.00$23,530 Land $3,600 Building $19,930$70,661 Land $10,811 Building $59,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 931 Pearl St; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 931 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people · EPA ID IL1195150
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Pearl St

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