931 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 931 N 12th St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,898 sqft · built 1910
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Aug 2023)
Tax Bill$1,058 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-46-15-7447

Property Details

APN / Parcel Number

Primary APN5317-46-15-7447
Alternative APNs
  • 13-5317-46-15-7447
  • 192825

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area1,898 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address931 N 12TH ST
CityREADING
StatePA
Zip19604-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2009
Census Tract700

Owner

931 N 12th St is owned and occupied by an individual who bought it in August 2023.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address931 N 12TH ST, READING, PA 19604-2318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on File
Deed SaleAug 2, 2023 · Amount on File
Prior SaleNov 1, 2012 · Amount on File
Deed Document Number202322660
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 2, 2023
Property Address931 N 12TH ST, READING, PA 19604-2318
Document Number0000022660
Instrument DateJan 25, 2023
Instrument2023022660
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address931 N 12TH ST, READING, PA 19604-2318

Mortgage

Document Number0000022661
DateAug 2, 2023
Instrument2023022661
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 931 N 12th St was $1,058.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,058.00$37,500 Land $11,900 Building $25,600$11,900 Land $11,900
2024$992.00 (-39.48%)$37,500 (-) Land $11,900 Building $25,600
2023$1,639.00 Homeowner's exemption$37,500 Land $11,900 Building $25,600
1994$37,500 Land $11,900 Building $25,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 931 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on N 12th St

Nearby Streets

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