931 Main St S, Amory, MS 38821 Property Records

Monroe County property record for 931 Main St S, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1923
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$28,700 (Oct 2019)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`359R-36-008-002.00`

Property Details

APN / Parcel Number

Primary APN	`359R-36-008-002.00`
Alternative APN	`21711`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,160 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1923
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	21711
Street Address	931 MAIN ST S
City	AMORY
State	MS
Zip	38821-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SE1/4 229 X 214 IRR .5AC C AMORY NOT DISIGNATED
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	3
Census Block	3058
Census Tract	950400

Owner

931 Main St S is owned by an individual who bought it in October 2019.

Source: Monroe County records, as of January 1, 2026

Owner of Record	Individual Name on File
Mailing Address	407 4TH ST S, AMORY, MS 38821-4324
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage FIRST CHOICE BANK
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	0000194922
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	931 MAIN ST S, AMORY, MS 38821-5702
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 4TH ST S, AMORY, MS 38821-4324

Mortgage

Document Number	2020003678
Date	Jul 28, 2020
Instrument	2020003678

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 10, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	931 MAIN ST S, AMORY, MS 38821-5702
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 4TH ST S, AMORY, MS 38821-4324

Mortgage

Document Number	2019004923
Date	Oct 11, 2019
Instrument	2019004923

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Apr 25, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 931 Main St S was $1,074.

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00	$6,500	$43,330 Land $9,000 Building $34,330
2023	$896.00 (+2.4%)	$5,528 (-)	$36,850 (-) Land $9,000 Building $27,850
2022	$875.00	$5,528	$36,850 Land $9,000 Building $27,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 931 Main St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	7 (1997–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Katrina, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Main St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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