931 Lido Cir, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 931 Lido Cir, Discovery Bay, CA 94505

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,676 sqft · built 1979
Lot Size	0.079 acres (3,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Sep 2023)
Tax Bill	$7,513 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2019 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`004-051-046-3`

Property Details

APN / Parcel Number

Primary APN	`004-051-046-3`
Alternative APN	`004-051-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Lot Area	3,460 sqft (0.079 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	931 LIDO CIR
City	DISCOVERY BAY
State	CA
Zip	94505-9463
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M12
Legal Description	T04777 L0016 B
Legal Subdivision	SUBDIVISION 4777
Legal Tract	04777
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	304004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
May 13, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage DOW GREAT WESTERN CU
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage DOW GREAT WESTERN CU
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI DOW GREAT WSTRN CU
Jun 1, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST CALIFORNIA MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	202386409
Prior Transfer Date	Oct 4, 2001
Prior Transfer Doc	0000306093
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 7, 2023
Property Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Document Number	0000086409
Map Reference	MB 199 PG 27
Instrument Date	Sep 1, 2023
Instrument	2023-086409
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068727
Date	May 13, 2019
Instrument	2019-068727

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463

Mortgage

Document Number	0000001786
Date	Jan 5, 2022
Instrument	2022-001786

Lender

Name	DOW GREAT WESTERN CU
Type	Credit Union
Address	ANTIOCH, CA 94531

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463

Mortgage

Document Number	0000033004
Date	Feb 23, 2022
Instrument	2022-033004

Lender

Name	DOW GREAT WESTERN CU
Type	Credit Union
Address	ANTIOCH, CA 94531

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Document Number	0000125080
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 LIDO CIR DISCOVERY BAY CA 945059463, DISCOVERY BAY, CA 94505-9463

Mortgage

Document Number	0000125080
Date	Jun 26, 2020
Instrument	125080

Lender

Name	DOW GREAT WSTRN CU
Type	Credit Union
Address	ANTIOCH, CA 94531

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2017
Property Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463
Document Number	0000097223
Map Reference	MB199 PG27
Instrument Date	May 23, 2017
Instrument	2017-097223
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 LIDO CIR, DISCOVERY BAY, CA 94505-9463

Mortgage

Document Number	0000097224
Date	Jun 1, 2017
Instrument	2017-097224

Lender

Name	FIRST CALIFORNIA MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,816 (+2%) Land $156,060 Building $405,756
2025	$7,513.00 (+34.79%) Homeowner's exemption	$550,800 (+41.08%) Land $153,000 Building $397,800
2023	$5,574.00 (+1.79%)	$390,429 Land $111,550 Building $278,879
2022	$5,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband.

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