931 Knapp Dr, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 931 Knapp Dr, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,700 sqft · built 1987
Lot Size	1.51 acres (66,211 sqft)
Owner	2 Company Names on Record
Last Sale	$5,300,000 (Dec 2025)
Tax Bill	$23,256 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-192-013`

Property Details

APN / Parcel Number

Primary APN	`013-192-013`
Alternative APN	`01319213`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,700 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	66,211 sqft

Location & Zoning

Street Address	931 KNAPP DR
City	SANTA BARBARA
State	CA
Zip	93108-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	ARCADY ESTATES LOT 11
Legal Subdivision	ARCADY ESTATES
Legal Lot Number	11
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3010
Census Tract	700

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 17, 2025	Grant Deed, Transfer · Line of Credit MIDFIRST BANK
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 13, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Jul 22, 1999 · Amount on Record
Deed Document Number	202539620
Prior Transfer Date	Dec 16, 2024
Prior Transfer Doc	0000038289
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943

Mortgage

Document Number	0000018375
Date	Apr 13, 2022
Instrument	2022-0018375

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 17, 2025
Property Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943
Document Number	0000039620
Map Reference	MB 28 PG 66
Instrument Date	Dec 10, 2025
Instrument	2025-0039620
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943

Mortgage

Document Number	0000039621
Date	Dec 17, 2025
Instrument	2025-0039621

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006405
Date	Feb 16, 2018
Instrument	2018-0006405

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024292
Date	Jun 13, 2019
Instrument	2019-0024292

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	931 KNAPP DR, SANTA BARBARA, CA 93108-1943
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029831
Date	Jul 17, 2019
Instrument	2019-0029831

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Cold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,300,000 (+155.96%) Land $3,000,000 Building $2,300,000
2025	$23,256.00 (+3.5%) Homeowner's exemption Additional exemption filed	$2,070,656 (+4.04%) Land $1,460,132 Building $610,524
2023	$22,469.00 (+1.17%) Homeowner's exemption Additional exemption filed	$1,990,251 Land $1,403,434 Building $586,817
2022	$22,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	22 (1981–2025)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Nov 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Winter Storms And Flooding, Mar 1998 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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